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When we have confirmed access, the full article content will load.<\/div><\/div><div id=\"fullBleedHeaderContent\"><header class=\"css-98qy7j e3rgvcb0\"><div class=\"css-12a1j0z\"><div data-testid=\"imageblock-wrapper\"><figure class=\"sizeFull layoutVertical css-1wyt60f\" aria-label=\"media\" role=\"group\"><div class=\"css-18h6vyh\" data-testid=\"imageContainer-children-Image\"><picture><source media=\"(max-width: 599px) and (min-device-pixel-ratio: 3),(max-width: 599px) and (min-resolution: 3dppx),(max-width: 599px) and (min-resolution: 288dpi)\" srcSet=\"https:\/\/static01.nyt.com\/images\/2025\/03\/07\/business\/00biz-taxes-next\/00biz-taxes-next-mobileMasterAt3x.jpg?quality=75&amp;auto=webp&amp;disable=upscale&amp;width=1800\"\/><source media=\"(max-width: 599px) and (min-device-pixel-ratio: 2),(max-width: 599px) and (min-resolution: 2dppx),(max-width: 599px) and (min-resolution: 192dpi)\" srcSet=\"https:\/\/static01.nyt.com\/images\/2025\/03\/07\/business\/00biz-taxes-next\/00biz-taxes-next-mobileMasterAt3x.jpg?quality=75&amp;auto=webp&amp;disable=upscale&amp;width=1200\"\/><source media=\"(max-width: 599px) and (min-device-pixel-ratio: 1),(max-width: 599px) and (min-resolution: 1dppx),(max-width: 599px) and (min-resolution: 96dpi)\" srcSet=\"https:\/\/static01.nyt.com\/images\/2025\/03\/07\/business\/00biz-taxes-next\/00biz-taxes-next-mobileMasterAt3x.jpg?quality=75&amp;auto=webp&amp;disable=upscale&amp;width=600\"\/><img alt=\"An illustration shows a calculator floating in a stormy sea. \" class=\"css-qrbki0\" src=\"https:\/\/static01.nyt.com\/images\/2025\/03\/07\/business\/00biz-taxes-next\/00biz-taxes-next-articleLarge.jpg?quality=75&amp;auto=webp&amp;disable=upscale\" srcSet=\"https:\/\/static01.nyt.com\/images\/2025\/03\/07\/business\/00biz-taxes-next\/00biz-taxes-next-articleLarge.jpg?quality=75&amp;auto=webp 600w,https:\/\/static01.nyt.com\/images\/2025\/03\/07\/business\/00biz-taxes-next\/00biz-taxes-next-jumbo.jpg?quality=75&amp;auto=webp 776w,https:\/\/static01.nyt.com\/images\/2025\/03\/07\/business\/00biz-taxes-next\/00biz-taxes-next-superJumbo.jpg?quality=75&amp;auto=webp 1551w\" sizes=\"100vw\" decoding=\"async\" width=\"600\" height=\"792\"\/><\/picture><div class=\"css-lir89a\"><div class=\"css-tj23gj\"><div><p class=\"css-1krtrpn e6idgb70\"><\/p><div class=\"css-1sojcmr ehdk2mb0\"><h1 id=\"link-49402dbf\" class=\"css-v3oks e1h9rw200\" data-testid=\"headline\">19 Ways Congressional Tax Action (or Inaction) Could Hit Your Wallet<\/h1><\/div><p class=\"css-178vgup e1wiw3jv0\">Brackets may change. The standard deduction could fall. 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class=\"css-72qxfg e1j3jvdr1\"><\/div><\/section><\/header><\/div><p class=\"css-1krtrpn e6idgb70\"><\/p><div class=\"css-1sojcmr ehdk2mb0\"><h1 id=\"link-49402dbf\" class=\"css-v3oks e1h9rw200\" data-testid=\"headline\">19 Ways Congressional Tax Action (or Inaction) Could Hit Your Wallet<\/h1><\/div><p class=\"css-178vgup e1wiw3jv0\">Brackets may change. The standard deduction could fall. 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data-testid=\"save-article-button\" aria-label=\"Save article for reading later...\" aria-checked=\"false\" disabled=\"\" aria-busy=\"false\" aria-live=\"polite\"><svg width=\"12\" height=\"18\" viewBox=\"0 0 12 18\" class=\"css-eap6fy\"><g fill-rule=\"nonzero\"><path class=\"saved-fill\" d=\"M1.157 1.268v14.288l4.96-3.813 4.753 3.843V1.268z\"><\/path><path class=\"saved-stroke\" d=\"m12 18-5.9-4.756L0 17.98V1.014C0 .745.095.487.265.297.435.107.664 0 .904 0h10.192c.24 0 .47.107.64.297.169.19.264.448.264.717V18ZM1.157 1.268v14.288l4.96-3.813 4.753 3.843V1.268H1.158Z\"><\/path><\/g><\/svg><\/button><\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"css-p6m5rf\"><div class=\"byline-container css-fowuij epjyd6m2\"><div class=\"css-1jgcahq ey68jwv0\" aria-hidden=\"true\"><a href=\"https:\/\/www.nytimes.com\/by\/ron-lieber\" class=\"css-uwwqev\"><img alt=\"Ron Lieber\" title=\"Ron Lieber\" src=\"https:\/\/static01.nyt.com\/images\/2018\/10\/22\/multimedia\/author-ron-lieber\/author-ron-lieber-thumbLarge.png\" class=\"css-dc6zx6 ey68jwv2\"\/><\/a><a href=\"https:\/\/www.nytimes.com\/by\/tara-siegel-bernard\" class=\"css-uwwqev\"><img alt=\"Tara Siegel Bernard\" title=\"Tara Siegel Bernard\" src=\"https:\/\/static01.nyt.com\/images\/2019\/01\/18\/multimedia\/author-tara-siegel-bernard\/author-tara-siegel-bernard-thumbLarge.png\" class=\"css-dc6zx6 ey68jwv2\"\/><\/a><\/div><div class=\"css-233int epjyd6m1\"><p class=\"css-4anu6l e1jsehar1\"><span class=\"byline-prefix\">By <\/span><a href=\"https:\/\/www.nytimes.com\/by\/ron-lieber\" class=\"css-ojhyzr e1jsehar0\" itemProp=\"name\">Ron Lieber<\/a> and <a href=\"https:\/\/www.nytimes.com\/by\/tara-siegel-bernard\" class=\"last-byline css-ojhyzr e1jsehar0\" itemProp=\"name\">Tara Siegel Bernard<\/a><\/p><div class=\"css-lsim6h epjyd6m0\"><div id=\"enhanced-byline\" class=\"css-8atqhb\"><p class=\"css-1hyokyd e1wtpvyy0\">Seven of these tax issues affect Ron Lieber\u2019s immediate family. Tara Siegel Bernard is watching four of them on behalf of her brood.<\/p><\/div><\/div><\/div><\/div><ul class=\"css-1cgskve epjyd6m4\"><li class=\"css-ccw2r3 epjyd6m3\"><time dateTime=\"2025-03-08T12:33:22-05:00\" class=\"css-1gu861y e16638kd2\"><span class=\"css-1sbuyqj e16638kd3\">March 8, 2025<\/span><span class=\"css-233int e16638kd4\">Updated <span class=\"css-epvm6\">12:33 p.m. ET<\/span><\/span><\/time><\/li><\/ul><\/div><\/div><\/div><section name=\"articleBody\" class=\"meteredContent css-1r7ky0e\"><div class=\"css-s99gbd StoryBodyCompanionColumn\" data-testid=\"companionColumn-0\"><div class=\"css-53u6y8\"><p class=\"css-at9mc1 evys1bk0\">At the end of February, the House of Representatives <a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2025\/02\/25\/us\/politics\/mike-johnson-budget-resolution-vote.html\" title=\"\">passed<\/a> a budget calling for up to $4.5 trillion in <a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2024\/11\/23\/us\/politics\/trump-tax-cuts-republicans-deficit.html\" title=\"\">tax cuts<\/a> over 10 years.<\/p><p class=\"css-at9mc1 evys1bk0\">Now, the haggling begins.<\/p><p class=\"css-at9mc1 evys1bk0\">Many of the tax cuts from <a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2017\/12\/16\/your-money\/tax-plan-changes.html\" title=\"\">the 2017 tax bill<\/a>, which passed during President Trump\u2019s first term, are set to expire at the end of this year. He wants them renewed, and Congress has shown little appetite for crossing him.<\/p><p class=\"css-at9mc1 evys1bk0\">Extending those provisions would eat up most of that $4.5 trillion, and on the campaign trail, Mr. Trump floated many additional ideas for tax cuts that would cost a lot of money. Few are likely to come to pass.<\/p><p class=\"css-at9mc1 evys1bk0\">Still, strange things happen to tax bills in the dead of night. You never know what changes aides could make in the hours before a vote, without much of Congress seeing them.<\/p><\/div><aside class=\"css-ew4tgv\" aria-label=\"companion column\"><\/aside><\/div><div data-testid=\"Dropzone-1\"><\/div><div class=\"css-s99gbd StoryBodyCompanionColumn\" data-testid=\"companionColumn-1\"><div class=\"css-53u6y8\"><p class=\"css-at9mc1 evys1bk0\">These are the things to watch for.<\/p><h2 class=\"css-13o6u42 eoo0vm40\" id=\"link-410576c1\">Provisions From Previous Bills That Are Set to Expire at the End of 2025<\/h2><h3 class=\"css-15h6bi9 e1gnsphs0\" id=\"link-dccce02\"><span>Tax Brackets<\/span><\/h3><p class=\"css-at9mc1 evys1bk0\">The 2017 tax law reset \u2014 and lowered \u2014 the percentage of income that most people pay in federal income taxes. You can see where you stand currently on the Internal Revenue Service\u2019s <a class=\"css-yywogo\" href=\"https:\/\/www.irs.gov\/newsroom\/irs-releases-tax-inflation-adjustments-for-tax-year-2025\" title=\"\" rel=\"noopener noreferrer\" target=\"_blank\">website<\/a>; the Tax Foundation\u2019s <a class=\"css-yywogo\" href=\"https:\/\/taxfoundation.org\/data\/all\/federal\/2017-tax-brackets\/\" title=\"\" rel=\"noopener noreferrer\" target=\"_blank\">website<\/a> has a 2017 table, which uses dollar figures that are not adjusted for the inflation that has occurred since then.<\/p><p class=\"css-at9mc1 evys1bk0\">If no new bill is passed to extend these cuts, the percentages <a class=\"css-yywogo\" href=\"https:\/\/www.cbo.gov\/budget-options\/60937\" title=\"\" rel=\"noopener noreferrer\" target=\"_blank\">will revert<\/a> to where they were in 2017, with new income bands in each tax bracket.<\/p><div class=\"css-1336jj\"><div class=\"css-121kum4\"><div class=\"css-171quhb\"><\/div><div class=\"css-asuuk5\"><noscript><div class=\"css-7axq9l\" data-testid=\"optimistic-truncator-noscript\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" class=\"css-1b5b8u1\"><path fill=\"currentColor\" fill-rule=\"evenodd\" d=\"M2.5 12a9.5 9.5 0 1 1 19 0 9.5 9.5 0 0 1-19 0Zm8.5 1.75v-7.5h2v7.5h-2Zm0 2v2h2v-2h-2Z\" clip-rule=\"evenodd\"><\/path><\/svg><div data-testid=\"optimistic-truncator-noscript-message\" class=\"css-6yo1no\"><p class=\"css-3kpklk\">We are having trouble retrieving the article content.<\/p><p class=\"css-3kpklk\">Please enable JavaScript in your browser settings.<\/p><\/div><\/div><\/noscript><div class=\"css-1dv1kvn\" id=\"optimistic-truncator-a11y\" tabindex=\"-1\"><hr\/><p>Thank you for your patience while we verify access. 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may change. The standard deduction could fall. And President Trump will probably not remove taxes on Social Security income.\"}],\"textAlign\":\"LEFT\"},\"textPosition\":{\"__typename\":\"HeaderFullBleedTextPosition\",\"desktop\":\"DESKTOP_CENTER_CENTER\",\"mobile\":\"MOBILE_BOTTOM_CENTER\"},\"timestampBlock\":{\"__typename\":\"TimestampBlock\",\"align\":\"LEFT\",\"showUpdatedTimestamp\":null,\"timestamp\":\"2025-03-08T10:03:37.000Z\"}},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"At the end of February, the House of Representatives \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F02\\u002F25\\u002Fus\\u002Fpolitics\\u002Fmike-johnson-budget-resolution-vote.html\"}],\"text\":\"passed\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" a budget calling for up to $4.5 trillion in \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2024\\u002F11\\u002F23\\u002Fus\\u002Fpolitics\\u002Ftrump-tax-cuts-republicans-deficit.html\"}],\"text\":\"tax cuts\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" over 10 years.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":0},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Now, the haggling begins.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Many of the tax cuts from \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2017\\u002F12\\u002F16\\u002Fyour-money\\u002Ftax-plan-changes.html\"}],\"text\":\"the 2017 tax bill\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\", which passed during President Trump\u2019s first term, are set to expire at the end of this year. He wants them renewed, and Congress has shown little appetite for crossing him.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":1},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Extending those provisions would eat up most of that $4.5 trillion, and on the campaign trail, Mr. Trump floated many additional ideas for tax cuts that would cost a lot of money. Few are likely to come to pass.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":true,\"bad\":false,\"index\":2},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Still, strange things happen to tax bills in the dead of night. You never know what changes aides could make in the hours before a vote, without much of Congress seeing them.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":true,\"adsDesktopHoldout\":true,\"adsHybrid\":true,\"adsMobile\":true,\"adsMobileHoldout\":false,\"bad\":false,\"index\":3},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"These are the things to watch for.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Heading2Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Provisions From Previous Bills That Are Set to Expire at the End of 2025\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Tax Brackets\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"The 2017 tax law reset \u2014 and lowered \u2014 the percentage of income that most people pay in federal income taxes. You can see where you stand currently on the Internal Revenue Service\u2019s \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.irs.gov\\u002Fnewsroom\\u002Firs-releases-tax-inflation-adjustments-for-tax-year-2025\"}],\"text\":\"website\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"; the Tax Foundation\u2019s \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Ftaxfoundation.org\\u002Fdata\\u002Fall\\u002Ffederal\\u002F2017-tax-brackets\\u002F\"}],\"text\":\"website\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" has a 2017 table, which uses dollar figures that are not adjusted for the inflation that has occurred since then.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":4},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"If no new bill is passed to extend these cuts, the percentages \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.cbo.gov\\u002Fbudget-options\\u002F60937\"}],\"text\":\"will revert\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" to where they were in 2017, with new income bands in each tax bracket.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":5},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Standard deduction\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"The deduction that all taxpayers are generally eligible for (and actually use, unless they itemize their deductions) nearly doubled in the wake of the 2017 tax law. As a result, \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Ftaxpolicycenter.org\\u002Fbriefing-book\\u002Fwhat-are-itemized-deductions-and-who-claims-them#:~:text=The%202017%20Tax%20Cuts%20and,ceiling%20of%20%2410%2C000%20on%20the\"}],\"text\":\"fewer people itemized their deductions\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\", which made it simpler to file their returns. \"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":true,\"bad\":false,\"index\":6},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Without any new legislation, the standard deduction would \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Ftaxfoundation.org\\u002Fblog\\u002F2026-tax-brackets-tax-cuts-and-jobs-act-expires\\u002F\"}],\"text\":\"shrink dramatically\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\", though other tax breaks might return to their more generous levels from 2017 and earlier.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":true,\"adsMobile\":true,\"adsMobileHoldout\":false,\"bad\":false,\"index\":7},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"\u2018SALT\u2019 \u2014 State and Local Tax Deduction\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"The 2017 legislation placed \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.irs.gov\\u002Ftaxtopics\\u002Ftc503\"}],\"text\":\"a $10,000 cap\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" on the amount of state and local taxes you could deduct on your federal tax return when itemizing your deductions. This posed a big problem for higher-income people in states and local communities with high taxes of their own, since many of those people pay five figures in state income taxes and an additional five figures in property taxes.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":true,\"adsDesktopHoldout\":true,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":8},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Without any change, the cap will expire. 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People with higher incomes may be able to claim a portion of it.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":true,\"bad\":false,\"index\":10},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Up to $1,700 of that can be delivered in the form of a refundable credit, which means taxpayers can receive money back even if they have no tax liability. (Taxpayers may also reduce their tax bill by up to $500 for other dependents who are not children.)\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":true,\"adsMobile\":true,\"adsMobileHoldout\":false,\"bad\":false,\"index\":11},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Without any action, the credit \u2014 as well as the refundable portion \u2014 will revert to a maximum of $1,000 per child for joint filers who earn up to $110,000 (or $75,000 for single filers).\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":12},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Qualified Business Income\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"The 2017 law created \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.irs.gov\\u002Fnewsroom\\u002Ftax-cuts-and-jobs-act-provision-11011-section-199a-qualified-business-income-deduction-faqs\"}],\"text\":\"a new system\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" whereby many self-employed people and small-business owners could deduct up to 20 percent of their business income.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":true,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":13},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Without an extension, this opportunity will disappear. Any extension could include modifications.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Estate Tax Exemption\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"The federal estate tax exemption sits at \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.irs.gov\\u002Fbusinesses\\u002Fsmall-businesses-self-employed\\u002Festate-tax\"}],\"text\":\"$13.99 million\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\". That\u2019s what you can hand over to someone (other than your spouse) when you die, without that person\u2019s having to pay any taxes on the inheritance.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":true,\"bad\":false,\"index\":14},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Without an extension, the exemption amount will fall by more than half.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Other Changes\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Without any extensions or revisions in the current rules before the end of the year, the amount of \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"BoldFormat\",\"type\":null}],\"text\":\"mortgage interest\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" you can deduct could rise by up to $250,000, and it could get easier to qualify for deductions for \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"BoldFormat\",\"type\":null}],\"text\":\"property and theft losses\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\".\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":true,\"adsDesktopHoldout\":false,\"adsHybrid\":true,\"adsMobile\":true,\"adsMobileHoldout\":false,\"bad\":false,\"index\":15},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Many more people could be able to qualify for deductions related to the \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"BoldFormat\",\"type\":null}],\"text\":\"costs of moving\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" for work-related reasons, and the dreaded \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"BoldFormat\",\"type\":null}],\"text\":\"alternative minimum tax\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fbipartisanpolicy.org\\u002Fexplainer\\u002Fthe-2025-tax-debate-the-alternative-minimum-tax-in-tcja\\u002F\"}],\"text\":\"might apply\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" to more people.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":16},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"You might have to pay taxes when converting 529 education savings accounts to so-called \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"BoldFormat\",\"type\":null}],\"text\":\"Able accounts, \"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"and some people would be able to deduct the cost of \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"BoldFormat\",\"type\":null}],\"text\":\"tax-preparation services\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" again. Meanwhile, employers \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.warner.senate.gov\\u002Fpublic\\u002Findex.cfm\\u002F2025\\u002F2\\u002Fwarner-thune-malliotakis-peters-introduce-legislation-to-address-student-debt-crisis\"}],\"text\":\"may lose\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" the ability to cover a certain amount of \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"BoldFormat\",\"type\":null}],\"text\":\"employees\u2019 student-loan payments\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" (as an employee benefit) without the amount\u2019s being taxable as income.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":17},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"The Congressional Research Service updated \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fcrsreports.congress.gov\\u002Fproduct\\u002Fpdf\\u002FR\\u002FR47846#:~:text=Under%20the%20TCJA%2C%20marginal%20rates,not%20changed%20by%20the%20TCJA.)&text=Expires%2012%2F31%2F2025%20Marginal,35%25%2C%20and%2039.6%25.\"}],\"text\":\"a guide\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" to many of these items in November.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Heading2Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Campaign Declarations and Other Proposals\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"No Taxes on Social Security Benefits\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Roughly \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fcrsreports.congress.gov\\u002Fproduct\\u002Fpdf\\u002FIF\\u002FIF11397#:~:text=Around%20half%20of%20all%20Social,Social%20Security%20benefits%20in%202021.\"}],\"text\":\"50 percent\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" of Social Security recipients pay at least some income taxes on what they get. It\u2019s enough people to make this campaign pledge \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fbudgetmodel.wharton.upenn.edu\\u002Fissues\\u002F2025\\u002F2\\u002F10\\u002Feliminating-income-taxes-on-social-security-benefits#:~:text=We%20project%20that%20eliminating%20income,December%202034%20to%20December%202032.\"}],\"text\":\"so\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.cbpp.org\\u002Fblog\\u002Feliminating-taxation-of-social-security-benefits-would-be-unwise\"}],\"text\":\"expensive\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" that it would crowd out many other goals.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":true,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":true,\"bad\":false,\"index\":18},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"It probably won\u2019t happen. It may not even be in the early drafts of tax legislation that members of Congress circulate.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":true,\"adsMobile\":true,\"adsMobileHoldout\":false,\"bad\":false,\"index\":19},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"No Taxes on Tips\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"This \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2024\\u002F07\\u002F18\\u002Fus\\u002Fpolitics\\u002Ftrump-tips-taxes.html\"}],\"text\":\"pledge\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" was popular in Nevada, a swing state full of restaurant and casino workers that Joseph R. Biden Jr. won in 2020 and then lost in 2024. With the election over, Mr. Trump may now order Congress to make this a priority.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":20},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Any such legislation could come with \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Ftax.thomsonreuters.com\\u002Fnews\\u002Ftrump-renews-call-for-tax-free-tips\\u002F\"}],\"text\":\"restrictions\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" that would limit the deduction by size, industry and income.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":21},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"No Taxes on Overtime Pay\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Mr. Trump \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2024\\u002F09\\u002F12\\u002Fus\\u002Fpolitics\\u002Ftrump-debate-tucson-rally-arizona.html\"}],\"text\":\"introduced this notion\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" in September. One big question that would loom over this proposal and the one on tips: Would workers also pay nothing toward Social Security or Medicare or just no federal income taxes?\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":true,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":true,\"bad\":false,\"index\":22},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Deduction for Vehicle-Loan Interest\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"This campaign pledge re-emerged in the president\u2019s speech to Congress this week.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"It\u2019s one of Mr. Trump\u2019s \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Ftaxpolicycenter.org\\u002Ffiscal-facts\\u002Fhow-much-would-auto-loan-interest-deduction-cost\"}],\"text\":\"least costly\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" proposals, since it applies only to vehicles made in the United States. It could change an economically meaningful number of buyers\u2019 behavior if all shoppers, and not just the fraction of Americans who itemize their deductions, qualify to use it.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":true,\"adsHybrid\":false,\"adsMobile\":true,\"adsMobileHoldout\":false,\"bad\":false,\"index\":23},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"A Tax on College Scholarships and Fellowships\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"A House Ways and Means committee \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fstatic01.nyt.com\\u002Fnewsgraphics\\u002Fdocumenttools\\u002F28cb85c5ed1f6c52\\u002F44e83eb4-full.pdf\"}],\"text\":\"document\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" that lays out various tax legislation possibilities suggests making all scholarship and fellowship income taxable. At present, it\u2019s usually excluded from taxable income if people use it for tuition and related expenses.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":24},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"On the face of it, that could raise a lot of money and please a president who wants much of the higher education industry dismantled.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":25},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"But the people who work at those schools are not dumb. They would be quick to re-price their wares, eliminating merit scholarships and other awards that are coupons by another name.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":true,\"bad\":false,\"index\":26},{\"__typename\":\"Heading3Block\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"An End to Electric Vehicle Tax Credits\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"By law, \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"title\":\"\",\"uri\":null,\"url\":\"https:\\u002F\\u002Fwww.irs.gov\\u002Fcredits-deductions\\u002Fcredits-for-new-clean-vehicles-purchased-in-2023-or-after\"}],\"text\":\"tax credits are available\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\" for many people who buy electric (and certain other energy-conserving) vehicles. The amount depends on several factors and is capped at $7,500 per year.\"}],\"textAlign\":\"LEFT\"},{\"__typename\":\"Dropzone\",\"adsDesktop\":false,\"adsDesktopHoldout\":false,\"adsHybrid\":false,\"adsMobile\":false,\"adsMobileHoldout\":false,\"bad\":false,\"index\":27},{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Mr. Trump loves fossil fuels, and Congress could try to appease him by attempting to cancel the credits before the end of 2032, when they are scheduled to sunset.\"}],\"textAlign\":\"LEFT\"}]},\"storyFormat\":\"Service Explainer\",\"storylines\":[{\"__typename\":\"AssociatedStoryline\",\"ruleName\":\"styln-personal-finance\",\"storyline\":{\"__typename\":\"Storyline\",\"context\":null,\"displayName\":\"Personal Finance\",\"experimentalJsonBlob\":\"{\\\"data\\\":[{\\\"version\\\":1,\\\"type\\\":\\\"experimentalJsonBlob\\\",\\\"data\\\":[{\\\"version\\\":1,\\\"type\\\":\\\"guide\\\",\\\"data\\\":{\\\"title\\\":\\\"A Guide to Better Managing Your Money\\\",\\\"leadIn\\\":\\\"Making sense of your finances can be complicated. These tips can help.\\\",\\\"sections\\\":[{\\\"section\\\":[{\\\"type\\\":\\\"bulletedList\\\",\\\"value\\\":[\\\"A diligent saver who leaves money in \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F02\\u002F14\\u002Fyour-money\\u002Fhsa-savings-retirement.html\\\\\\\"\\u003Ea health savings account for decades can become a millionaire\\u003C\\u002Fa\\u003E. But not everyone can afford to leave it untapped.\\\",\\\"The Treasury Department \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F01\\u002F31\\u002Fyour-money\\u002Fi-bonds-tax-refund.html\\\\\\\"\\u003Eended its tax-time savings bond program as of Jan. 1\\u003C\\u002Fa\\u003E. The program was the last way to buy the paper version of I bonds, as Series I savings bonds are known.\\\",\\\"Brian Kelly, the founder of the travel rewards website the Points Guy, says there\u2019s \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F02\\u002F04\\u002Ftravel\\u002Fthe-points-guy-brian-kelly.html\\\\\\\"\\u003Enever been a better time than now for earning points\\u003C\\u002Fa\\u003E.\\\",\\\"Everyday investors are turning to financial influencers on social media for advice, but experts say \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F01\\u002F25\\u002Fbusiness\\u002Ffinancial-advice-social-media-influencers.html\\\\\\\"\\u003Erooting out misinformation is challenging\\u003C\\u002Fa\\u003E.\\\"]}]}]}}]}]}\",\"guide\":{\"__typename\":\"StorylineGuide\",\"displayName\":\"A Guide to Better Managing Your Money\",\"leadIn\":\"Making sense of your finances can be complicated. These tips can help.\",\"sections\":[{\"__typename\":\"StorylineGuideSection\",\"items\":[{\"__typename\":\"StorylineGuideItem\",\"content\":{\"__typename\":\"ListBlock\",\"content\":[{\"__typename\":\"ListItemBlock\",\"content\":[{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"A diligent saver who leaves money in \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"uri\":\"nyt:\\u002F\\u002Farticle\\u002F9e2610d1-2c19-58e5-9675-ec08d2e786ae\",\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F02\\u002F14\\u002Fyour-money\\u002Fhsa-savings-retirement.html\"}],\"text\":\"a health savings account for decades can become a millionaire\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\". But not everyone can afford to leave it untapped.\"}]}]},{\"__typename\":\"ListItemBlock\",\"content\":[{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"The Treasury Department \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"uri\":\"nyt:\\u002F\\u002Farticle\\u002F1d6e09c6-09e3-5ce5-a9b0-bb98ffbc4395\",\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F01\\u002F31\\u002Fyour-money\\u002Fi-bonds-tax-refund.html\"}],\"text\":\"ended its tax-time savings bond program as of Jan. 1\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\". The program was the last way to buy the paper version of I bonds, as Series I savings bonds are known.\"}]}]},{\"__typename\":\"ListItemBlock\",\"content\":[{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Brian Kelly, the founder of the travel rewards website the Points Guy, says there\u2019s \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"uri\":\"nyt:\\u002F\\u002Farticle\\u002Ff36eb8be-5177-5451-a6d6-f562b211acdb\",\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F02\\u002F04\\u002Ftravel\\u002Fthe-points-guy-brian-kelly.html\"}],\"text\":\"never been a better time than now for earning points\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\".\"}]}]},{\"__typename\":\"ListItemBlock\",\"content\":[{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"Everyday investors are turning to financial influencers on social media for advice, but experts say \"},{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"LinkFormat\",\"uri\":\"nyt:\\u002F\\u002Farticle\\u002F40b44a4f-1e9a-57f9-be26-cc634a7f43a6\",\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F01\\u002F25\\u002Fbusiness\\u002Ffinancial-advice-social-media-influencers.html\"}],\"text\":\"rooting out misinformation is challenging\"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\".\"}]}]}]}}]}]},\"hubAssets\":[],\"primaryAssets\":[],\"promotedLiveAssets\":[],\"tone\":\"FEATURE\",\"topLinks\":null,\"uri\":\"nyt:\\u002F\\u002Fstoryline\\u002F09a60165-54b8-4a3a-ab46-e97d1240e085\",\"url\":\"https:\\u002F\\u002Fwww.nytimes.com\\u002Fstoryline\\u002F09a60165-54b8-4a3a-ab46-e97d1240e085\"},\"testName\":\"\"},{\"__typename\":\"AssociatedStoryline\",\"ruleName\":\"styln-business-general\",\"storyline\":{\"__typename\":\"Storyline\",\"context\":null,\"displayName\":\"Best of Business\",\"experimentalJsonBlob\":\"{\\\"data\\\":[{\\\"version\\\":1,\\\"type\\\":\\\"experimentalJsonBlob\\\",\\\"data\\\":[{\\\"version\\\":1,\\\"type\\\":\\\"guide\\\",\\\"data\\\":{\\\"title\\\":\\\"Explore Our Business and Tech Coverage\\\",\\\"leadIn\\\":\\\"Dive deeper into the people, issues and trends shaping the worlds of business and technology.\\\",\\\"sections\\\":[{\\\"section\\\":[{\\\"type\\\":\\\"bulletedList\\\",\\\"value\\\":[\\\"\\u003Cstrong\\u003EHow Altman Won Over Trump: \\u003C\\u002Fstrong\\u003EAfter helping President Trump get elected, Elon Musk was poised to dominate America\u2019s A.I. policies. Then Sam Altman, the chief executive of OpenAI, \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F02\\u002F08\\u002Ftechnology\\u002Fsam-altman-elon-musk-trump.html\\\\\\\"\\u003Esneaked into the White House\\u003C\\u002Fa\\u003E.\\\",\\\"\\u003Cstrong\\u003EWhere to Find the Gossip: \\u003C\\u002Fstrong\\u003EEmily Sundberg\u2019s business newsletter, Feed Me, is read by dealmakers and strivers alike and \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F02\\u002F07\\u002Fbusiness\\u002Femily-sundberg-feed-me.html\\\\\\\"\\u003Ehas made her a rising Substack star\\u003C\\u002Fa\\u003E.\\\",\\\"\\u003Cstrong\\u003EWhat Happens to Emerging Black Sellers?: \\u003C\\u002Fstrong\\u003EBlack-owned brands got a foot in the door through D.E.I. programs at big retailers like Target and Amazon. Now amid a sudden pullback, \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F02\\u002F05\\u002Fbusiness\\u002Fdei-target-black-sellers.html\\\\\\\"\\u003Ethey worry the door might be closing\\u003C\\u002Fa\\u003E.\\\",\\\"\\u003Cstrong\\u003ESilicon Valley Workers Quietly Protest: \\u003C\\u002Fstrong\\u003EAs Mark Zuckerberg and other tech titans have embraced Trump and muffled internal dissent at their companies, their mostly left-leaning employees have objected with \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F01\\u002F29\\u002Ftechnology\\u002Ftampons-silicon-valley-workers-protest.html\\\\\\\"\\u003Esubtle acts of defiance\\u003C\\u002Fa\\u003E.\\\",\\\"\\u003Cstrong\\u003EBill Gates Isn\u2019t Like Those Other Tech Billionaires:\\u003C\\u002Fstrong\\u003E\u00a0The Microsoft co-founder and philanthropist is taking a break from the future to examine his past \u2014 and \\u003Ca href=\\\\\\\"https:\\u002F\\u002Fwww.nytimes.com\\u002F2025\\u002F01\\u002F30\\u002Ftechnology\\u002Fbill-gates-tech-billionaires-memoir.html\\\\\\\"\\u003Emulling where the billionaires now fit in\\u003C\\u002Fa\\u003E.\\\"]}]}]}}]}]}\",\"guide\":{\"__typename\":\"StorylineGuide\",\"displayName\":\"Explore Our Business and Tech Coverage\",\"leadIn\":\"Dive deeper into the people, issues and trends shaping the worlds of business and technology.\",\"sections\":[{\"__typename\":\"StorylineGuideSection\",\"items\":[{\"__typename\":\"StorylineGuideItem\",\"content\":{\"__typename\":\"ListBlock\",\"content\":[{\"__typename\":\"ListItemBlock\",\"content\":[{\"__typename\":\"ParagraphBlock\",\"content\":[{\"__typename\":\"TextInline\",\"formats\":[{\"__typename\":\"BoldFormat\"}],\"text\":\"How Altman Won Over Trump: \"},{\"__typename\":\"TextInline\",\"formats\":[],\"text\":\"After helping President Trump get elected, Elon Musk was poised to dominate America\u2019s A.I. policies. 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