E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code - 20 Minuten<\/title><meta name=\"title\" content=\"E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code \"\/><meta name=\"description\" content=\"Betr\u00fcger verschafften sich via QR-Code Zugang zu allen Konten der Familie S. 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Die UBS nimmt sich aus der Verpflichtung, der Familie blieb nichts.\"\/><meta property=\"twitter:image:src\" content=\"https:\/\/image.20min.ch\/2025\/02\/27\/3b19c365-e912-43ad-a018-4ccbf7f85fb0.jpeg?auto=format%2Ccompress%2Cenhance&fit=crop&w=1200&h=675&rect=0%2C0%2C3000%2C3729&crop=faces&s=3c792328f08951dda0ff04ce275dffd5\"\/><script type=\"application\/ld+json\">{\"@context\":\"http:\/\/schema.org\",\"@type\":\"NewsArticle\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.20min.ch\/story\/e-banking-betrug-familie-verliert-22-000-franken-durch-qr-code-103290455\"},\"publisher\":{\"@type\":\"NewsMediaOrganization\",\"name\":\"20 Minuten\",\"url\":\"https:\/\/www.20min.ch\",\"email\":\"redaktion@20minuten.ch\",\"telephone\":\"+41(0)442486820\",\"sameAs\":[\"https:\/\/www.facebook.com\/20min\",\"https:\/\/twitter.com\/20min\",\"https:\/\/www.instagram.com\/20min.ch\",\"https:\/\/de.wikipedia.org\/wiki\/20_Minuten\"],\"ownershipFundingInfo\":\"https:\/\/www.20min.ch\/impressum\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.20min.ch\/icons\/20min_de.png\",\"width\":144,\"height\":192}},\"headline\":\"E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code \",\"alternativeHeadline\":\"22'000 Franken weg: Selbst Konten der Kinder gepl\u00fcndert: Betr\u00fcger zocken Familie ab\",\"description\":\"Betr\u00fcger verschafften sich via QR-Code Zugang zu allen Konten der Familie S. Die UBS nimmt sich aus der Verpflichtung, der Familie blieb nichts.\",\"articleBody\":\"Es war kurz vor Weihnachten. M.S.* wollte einige alte Kleidungsst\u00fccke ihrer beiden T\u00f6chtern \u00fcber Facebook-Marketplace verkaufen. Es meldete sich ein Interessent \u2013 Summe: 37.50 Franken. Er fragte, ob er mittels Online-Bank \u00abRevolut\u00bb bezahlen k\u00f6nne. Da M. noch keine Erfahrung mit dieser Zahlungsart hatte, sie aber von Kolleginnen kannte, bot der K\u00e4ufer hilfsbereit an, ihr jemanden von \u00abRevolut\u00bb zu organisieren, der ihr alles erkl\u00e4ren k\u00f6nne. Am n\u00e4chsten Tag meldete sich telefonisch via Whatsapp ein Mann, der sich als Mitarbeiter von \u00abRevolut\u00bb ausgab. Er meinte, sie solle sich normal in ihrem E-Banking einloggen und dann einen QR-Code scannen , den er ihr per Whatsapp zusenden w\u00fcrde. So k\u00f6nne \u00abRevolut\u00bb die \u00dcberweisung t\u00e4tigen. Via Access-App w\u00fcrde dann der Zahlungseingang zum Best\u00e4tigen kommen, sagte er. Kurz danach ploppte auf dem Handy von M. eine Nachricht auf: \u00abZahlungseingang von 37.50 Franken\u00bb. W\u00e4hrend des Kochens, v\u00f6llig abgelenkt, best\u00e4tigte die Mutter. \u00abEntschuldigen Sie, da hat offenbar etwas nicht geklappt\u00bb, meinte der Mann am Telefon. Eine neue Nachricht. M. best\u00e4tigt sie nochmals. Das wiederholte sie mehrmals, bis es laut dem Mann schliesslich klappte. Erst UBS-Mitarbeiter erkannte den Betrug M. legte das Handy weg und k\u00fcmmerte sich ums Mittagessen ihrer Kinder. \u00abDennoch hatte ich ein etwas mulmiges Gef\u00fchl\u00bb, erinnert sie sich. Rund eine Stunde sp\u00e4ter wollte sie sich versichern, dass die Gutschrift auch wirklich auf ihrem Konto war \u2013 dem war aber nicht so. Daraufhin kontaktierte sie die UBS. Der Mitarbeiter erkannte den Betrug sofort: \u00abRund 22\u2019000 Franken wurden abgehoben.\u00bb Betroffen sind das Privatkonto und das Haushaltskonto von M. sowie die zwei Jugendsparkonten ihrer T\u00f6chter. Die Betr\u00fcger hoben auf allen vier Konten zuerst 37.50 Franken und dann mehrmals rund 4000 Franken ab, offenbarte man der 36-J\u00e4hrigen. Das Geld sei gleich ins Ausland \u00fcberwiesen worden. Die Chancen, dass das Geld zur\u00fcckkomme, seien sehr schlecht, habe ihr der UBS-Mitarbeiter gesagt. Die genauen technischen Hintergr\u00fcnde der Betrugsmasche seien schwer zu bestimmen, sagt der Cyber-Security-Experte Marc Ruef. In diesem Fall gab der QR-Code den Betr\u00fcgern wohl Zugriff auf das E-Banking von M., erkl\u00e4rt er. Wie der Betrug genau funktioniert und was du dagegen tun kannst, steht in diesem Artikel. \u00abIch empfinde das als Sicherheitsl\u00fccke\u00bb Neben der Sorge suchen M. vor allem Schamgef\u00fchle heim. \u00abIch weiss ja, dass ich selber schuld bin.\u00bb M. machte eine Anzeige gegen unbekannt . Obwohl auf den Kontoausz\u00fcgen von M. die Namen und Adressen der Betr\u00fcger in Frankreich, Italien und der Schweiz standen, konnte auch die Polizei M. nicht helfen. \u00abIch bin so w\u00fctend auf mich selbst \u2013 aber auch auf die UBS\u00bb, sagt M. \u00abDass die Betr\u00fcger einen Text verfassen konnten, der als Gutschrift getarnt ist, empfinde ich als Sicherheitsl\u00fccke.\u00bb Seit zwei Monaten h\u00e4lt sich die Familie mit dem verbleibenden Geld auf dem Privatkonto des Vaters und Ehemanns \u00fcber Wasser. Zus\u00e4tzlich h\u00e4tten sie Haushaltsgegenst\u00e4nde verkauft, um Rechnungen zu bezahlen. UBS \u00e4ussert sich nicht zum Fall Zu konkreten F\u00e4llen \u00e4ussere sich die UBS nicht, heisst es auf Anfrage. Die UBS selbst empfiehlt ihren Kunden generell, bei SMS oder Telefonanrufen vorsichtig zu sein sowie keine unbekannten QR-Codes zu scannen. Dass die Sparkonten ihrer Kinder davon betroffen sind, belaste M. am meisten. \u00abSie haben gar keine Schuld. Das Geld der Kinder wollen mein Mann und ich als erstes zur\u00fcckzahlen.\u00bb Zudem wolle sie m\u00f6glichst viele warnen, sodass diese Masche weit bekannt wird. Sie selbst sei nun besonders vorsichtig \u2013 QR-Codes traue sie momentan nicht mehr. * Name der Redaktion bekannt\",\"image\":[],\"datePublished\":\"2025-03-07T04:55:06+01:00\",\"dateModified\":\"2025-03-07T04:55:06+01:00\",\"author\":[{\"@type\":\"Person\",\"name\":\"Melissa Greiter\"}],\"video\":[],\"keywords\":\"\",\"hasPart\":[{\"@type\":\"Collection\",\"image\":[{\"@type\":\"ImageObject\",\"ContentUrl\":\"https:\/\/image.20min.ch\/2025\/02\/27\/3b19c365-e912-43ad-a018-4ccbf7f85fb0.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C3000%2C3729&s=36b0bbc5099e7ea0afb34a26c3ac6a53\",\"caption\":\"Betr\u00fcger hoben der Familie S. rund 22'000 Franken via E-Banking ab.\",\"creditText\":\"privat \"},{\"@type\":\"ImageObject\",\"ContentUrl\":\"https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2667&s=5c76584fc3b03492793d9dc51acb7cb9\",\"caption\":\"M.S.* scannte einen QR-Code auf ihrem Handy, der den Betr\u00fcgern Zugriff auf die Bankkonten gab. (Symbolbild)\",\"creditText\":\"IMAGO\/onemorepicture\"},{\"@type\":\"ImageObject\",\"ContentUrl\":\"https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C3000&s=fc10150196560f2efc9de12b9fc351bb\",\"caption\":\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.\",\"creditText\":\"privat\"}]}],\"articleSection\":\"Schweiz\"}<\/script><meta name=\"next-head-count\" content=\"26\"\/><link rel=\"preconnect\" href=\"https:\/\/api.20min.ch\"\/><link rel=\"dns-prefetch\" href=\"https:\/\/api.20min.ch\"\/><link rel=\"preconnect\" href=\"https:\/\/cdn.cookielaw.org\"\/><link rel=\"dns-prefetch\" href=\"https:\/\/cdn.cookielaw.org\"\/><link rel=\"preconnect\" href=\"https:\/\/ats.20min.ch\"\/><link rel=\"dns-prefetch\" href=\"https:\/\/ats.20min.ch\"\/><link rel=\"dns-prefetch\" href=\"https:\/\/beagle.prod.tda.link\"\/><link 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style=\"justify-content:center;align-items:center;text-align:center;display:flex;height:100%;background-color:transparent\"><\/div><div class=\"layout_layout__yR_n_ layout_contentType__8IYJ_\"><div class=\"layout_content__6MprE\"><section class=\"sc-46060ef-0 WIfmU sc-91f9da13-0 jFqVIG\"><div class=\"sc-46060ef-1 pIKlK\"><a href=\"\/\" class=\"sc-46060ef-2 sc-46060ef-4 gJkAGz eeHRbX\">Front<\/a><span class=\"sc-46060ef-5 iIeaQS\">|<\/span><a href=\"\/schweiz\" class=\"sc-46060ef-2 sc-46060ef-4 gJkAGz eeHRbX\">Schweiz<\/a><span class=\"sc-46060ef-5 iIeaQS\">|<\/span><\/div><h1 class=\"sc-46060ef-3 sc-46060ef-6 csIspw egCqAn\">E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code <\/h1><\/section><div class=\"ContentPage_contentPage__YqKjN\"><div class=\"ContentPage_insideFullTopPlaceholder__g16GO\"><div id=\"\/23178153471\/de-20minuten.ch\/inside-full-top\/schweiz\" data-ad-unit-id=\"\/23178153471\/de-20minuten.ch\/inside-full-top\/schweiz\" style=\"justify-content:center;align-items:center;text-align:center;display:flex;height:100%;background-color:transparent\"><\/div><\/div><div class=\"ContentPage_outsideRight__P0Uvf\"><\/div><article class=\"Article_article__sV3bX Article_siteAreaNews__Frmfx\"><header class=\"Article_header__ckSlm\"><div class=\"Article_elementPublishdate__qcso_\"><div class=\"sc-d721210-0 glCzFI\"><span>Publiziert<\/span><time dateTime=\"2025-03-07T04:55:06+01:00\" class=\"sc-d721210-1 ldCIcW\">7. M\u00e4rz 2025, 04:55<\/time><\/div><\/div><div class=\"Article_elementTitle__9QPjy\"><h2><span>22'000 Franken weg<span class=\"visually-hidden\" aria-hidden=\"true\" role=\"presentation\">: <\/span><\/span>Selbst Konten der Kinder gepl\u00fcndert: Betr\u00fcger zocken Familie ab<\/h2><\/div><div class=\"Article_elementLead__N3pGr\"><p>Mittels QR-Code verschafften sich Betr\u00fcger Zugang zu vier Konten von M.S.* Innerhalb k\u00fcrzester Zeit ergaunerten die Betr\u00fcger 22\u2019000 Franken. Die Familie muss wieder bei null anfangen.<\/p><\/div><div class=\"Article_elementAuthors__LsHcz\"><section class=\"sc-a49778d8-1 kNmdAC\"><div class=\"sc-a49778d8-0 cVViTd\"><div class=\"sc-3d7987c8-2 kbwEQu\"><div class=\"sc-b1f21c84-0 erNuh\"><a href=\"\/autoren\/103163836\/melissa-greiter\" class=\"sc-b1f21c84-2 egfiIF\"><img alt=\"Melissa Greiter\" src=\"https:\/\/media.20min.ch\/6\/image\/2024\/09\/04\/509255cf-b46e-4983-a2c8-713f6b304de4.jpeg?auto=format%2Ccompress%2Cenhance&fit=crop&w=400&h=400&rect=0%2C0%2C3629%2C3629&fp-x=0.4899421328189584&fp-y=0.2970515293469275&crop=focalpoint&s=7d8be13aeb764c750e6d1698664b9cc2\" class=\"sc-b1f21c84-1 iTOvpR\"\/><\/a><\/div><div class=\"sc-3d7987c8-0 cWecBK\"><dt class=\"sc-3d7987c8-3 dvBbZq\">von<\/dt><div class=\"sc-3d7987c8-5 hogmkW\"><a href=\"\/autoren\/103163836\/melissa-greiter\" class=\"sc-3d7987c8-8 fCLjyQ\"><dd class=\"sc-3d7987c8-4 kvzacp\">Melissa Greiter<\/dd><\/a><\/div><\/div><\/div><\/div><\/section><\/div><\/header><section class=\"Article_body__60Liu\"><div class=\"Article_elementSlideshow__fbaGO\"><\/div><div class=\"Article_element__Tq_1s\"><div type=\"typeInfoboxSummary\" class=\"sc-92253cc8-0 kGbdVO undefined Default\" data-testid=\"InfoBox\"><div class=\"sc-92253cc8-1 sc-92253cc8-2 bGBSLI duFusH\"><h3>Darum gehts<\/h3><div class=\"sc-92253cc8-3 hknAoe\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#boomerang\"><\/use><\/svg><\/div><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementList\"><ul><li><p>Betr\u00fcger verschafften sich per QR-Code Zugriff auf die Konten von M.S. und hoben 22'000 Franken ab.<\/p><\/li><li><p>Erst ein Mitarbeitender der UBS erkannte den Betrug \u2013 das Geld war zu diesem Zeitpunkt jedoch schon l\u00e4ngst auf ausl\u00e4ndische Konten \u00fcberwiesen worden.<\/p><\/li><li><p>Die Familie hielt sich mit dem verbleibenden Geld \u00fcber Wasser und verkaufte M\u00f6bel, um Rechnungen zu bezahlen.<\/p><\/li><li><p>\u00abIch hatte so grosse Schamgef\u00fchle und viele schlaflose N\u00e4chte\u00bb, sagt M.S. zu 20 Minuten.<\/p><\/li><\/ul><\/div><\/div><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Es war kurz vor Weihnachten. M.S.* wollte einige alte Kleidungsst\u00fccke ihrer beiden T\u00f6chtern \u00fcber Facebook-Marketplace verkaufen. Es meldete sich ein Interessent \u2013 Summe: 37.50 Franken. Er fragte, ob er mittels Online-Bank \u00abRevolut\u00bb bezahlen k\u00f6nne. Da M. noch keine Erfahrung mit dieser Zahlungsart hatte, sie aber von Kolleginnen kannte, bot der K\u00e4ufer hilfsbereit an, ihr jemanden von \u00abRevolut\u00bb zu organisieren, der ihr alles erkl\u00e4ren k\u00f6nne.<\/p><\/div><div class=\"Article_elementAd__7Cafs\"><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Am n\u00e4chsten Tag meldete sich telefonisch via Whatsapp ein Mann, der sich als Mitarbeiter von \u00abRevolut\u00bb ausgab. Er meinte, sie solle sich normal in ihrem E-Banking einloggen und dann <a href=\"\/story\/betrugsopfer-fuehle-mich-im-stich-gelassen-yannick-verliert-fast-4000-franken-103279710\">einen QR-Code scannen<\/a>, den er ihr per Whatsapp zusenden w\u00fcrde. So k\u00f6nne \u00abRevolut\u00bb die \u00dcberweisung t\u00e4tigen. Via Access-App w\u00fcrde dann der Zahlungseingang zum Best\u00e4tigen kommen, sagte er.<\/p><\/div><div class=\"Article_elementImage__A6J72\"><figure class=\"sc-d47814d6-4 YeebQ\"><div class=\"Image_imgContainer__a56Mx\" style=\"padding-bottom:59.523809523809526%\"><img src=\"https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2667&s=5c76584fc3b03492793d9dc51acb7cb9\" alt=\"M.S.* best\u00e4tigte einen vermeintlichen Zahlungseingang \u2013 dabei handelte es sich aber um eine Belastung. (Symbolbild)\" title=\"M.S.* best\u00e4tigte einen vermeintlichen Zahlungseingang \u2013 dabei handelte es sich aber um eine Belastung. (Symbolbild)\" srcSet=\"https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=400&h=400&rect=0%2C0%2C4000%2C2667&s=ecb4720cf64c166b6402d6d67a197490 400w, https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C2667&s=2774aaedb377e5a9c1d9c1c7babce294 800w, https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2667&s=5c76584fc3b03492793d9dc51acb7cb9 1200w, https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1600&h=1600&rect=0%2C0%2C4000%2C2667&s=a4209a83b4cd20f0f2fb54a22c5db663 1600w, https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=2001&h=2000&rect=0%2C0%2C4000%2C2667&s=b1b4d1e8202e95c8a7afa446f5c50180 2001w\" width=\"1200\" height=\"800\"\/><div class=\"Image_fallback__F0rLe\" style=\"background-image:url('https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C2667&s=2774aaedb377e5a9c1d9c1c7babce294')\"><\/div><\/div><figcaption class=\"sc-d47814d6-0 gVurjZ\"><span class=\"sc-d47814d6-2 bDLFoO\"><p>M.S.* best\u00e4tigte einen vermeintlichen Zahlungseingang \u2013 dabei handelte es sich aber um eine Belastung. (Symbolbild)<\/p><\/span><span class=\"sc-d47814d6-3 bmEwwn\">IMAGO\/onemorepicture<\/span><\/figcaption><\/figure><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Kurz danach ploppte auf dem Handy von M. eine Nachricht auf: \u00abZahlungseingang von 37.50 Franken\u00bb. W\u00e4hrend des Kochens, v\u00f6llig abgelenkt, best\u00e4tigte die Mutter. \u00abEntschuldigen Sie, da hat offenbar etwas nicht geklappt\u00bb, meinte der Mann am Telefon. Eine neue Nachricht. M. best\u00e4tigt sie nochmals. Das wiederholte sie mehrmals, bis es laut dem Mann schliesslich klappte.<\/p><\/div><div class=\"Article_elementCrosshead__b9pyw\"><h2 class=\"crosshead_crosshead__MxhCQ crosshead_siteAreaNews__x10eM crosshead_typeStandard__szEKi\" data-testid=\"Crosshead\">Erst UBS-Mitarbeiter erkannte den Betrug<\/h2><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>M. legte das Handy weg und k\u00fcmmerte sich ums Mittagessen ihrer Kinder. \u00abDennoch hatte ich ein etwas mulmiges Gef\u00fchl\u00bb, erinnert sie sich. Rund eine Stunde sp\u00e4ter wollte sie sich versichern, dass die Gutschrift auch wirklich auf ihrem Konto war \u2013 dem war aber nicht so. Daraufhin kontaktierte sie die UBS.<\/p><\/div><div class=\"Article_elementImage__A6J72\"><figure class=\"sc-d47814d6-4 YeebQ\"><div class=\"Image_imgContainer__a56Mx\" style=\"padding-bottom:59.523809523809526%\"><img src=\"https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2666&s=dd3633b6c90c0a6ae390d33542fd5a49\" alt=\"Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. (Symbolbild)\" title=\"Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. (Symbolbild)\" srcSet=\"https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=400&h=400&rect=0%2C0%2C4000%2C2666&s=d96ea8f955e1524bac8cb4739b81ebb6 400w, https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C2666&s=c72ac9f2bb40312b1d52e6141f4291ac 800w, https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2666&s=dd3633b6c90c0a6ae390d33542fd5a49 1200w, https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1600&h=1600&rect=0%2C0%2C4000%2C2666&s=c02764dcaa76182312c70d8ee9bd427f 1600w, https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=2001&h=2000&rect=0%2C0%2C4000%2C2666&s=0a23332d56b11c284f2679bf37e2ef22 2001w\" width=\"1200\" height=\"800\"\/><div class=\"Image_fallback__F0rLe\" style=\"background-image:url('https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C2666&s=c72ac9f2bb40312b1d52e6141f4291ac')\"><\/div><\/div><figcaption class=\"sc-d47814d6-0 gVurjZ\"><span class=\"sc-d47814d6-2 bDLFoO\"><p>Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. (Symbolbild)<\/p><\/span><span class=\"sc-d47814d6-3 bmEwwn\">20min\/Michael Scherrer<\/span><\/figcaption><\/figure><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Der Mitarbeiter erkannte den Betrug sofort: \u00abRund 22\u2019000 Franken wurden abgehoben.\u00bb Betroffen sind das Privatkonto und das Haushaltskonto von M. sowie die zwei Jugendsparkonten ihrer T\u00f6chter. Die Betr\u00fcger hoben auf allen vier Konten zuerst 37.50 Franken und dann mehrmals rund 4000 Franken ab, offenbarte man der 36-J\u00e4hrigen. Das Geld sei gleich ins Ausland \u00fcberwiesen worden. Die Chancen, dass das Geld zur\u00fcckkomme, seien sehr schlecht, habe ihr der UBS-Mitarbeiter gesagt.<\/p><\/div><div class=\"Article_elementAd__7Cafs\"><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Die genauen technischen Hintergr\u00fcnde der Betrugsmasche seien schwer zu bestimmen, sagt der Cyber-Security-Experte Marc Ruef. In diesem Fall gab der QR-Code den Betr\u00fcgern wohl Zugriff auf das E-Banking von M., erkl\u00e4rt er. Wie der Betrug genau funktioniert und was du dagegen tun kannst, steht <a href=\"\/story\/cybercrime-qr-betrug-so-schuetzt-du-dich-gegen-die-e-banking-masche-103293289\">in diesem Artikel.<\/a><\/p><\/div><div class=\"Article_elementCrosshead__b9pyw\"><h2 class=\"crosshead_crosshead__MxhCQ crosshead_siteAreaNews__x10eM crosshead_typeStandard__szEKi\" data-testid=\"Crosshead\">\u00abIch empfinde das als Sicherheitsl\u00fccke\u00bb<\/h2><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Neben der Sorge suchen M. vor allem Schamgef\u00fchle heim. \u00abIch weiss ja, dass ich selber schuld bin.\u00bb M. machte eine <a href=\"\/story\/twint-betrug-yannick-ist-kein-einzelfall-zahlreiche-leser-wurden-abgezockt-103282042\">Anzeige gegen unbekannt<\/a>. Obwohl auf den Kontoausz\u00fcgen von M. die Namen und Adressen der Betr\u00fcger in Frankreich, Italien und der Schweiz standen, konnte auch die Polizei M. nicht helfen.<\/p><\/div><div class=\"Article_elementImage__A6J72\"><figure class=\"sc-d47814d6-4 YeebQ\"><div class=\"Image_imgContainer__a56Mx\" style=\"padding-bottom:59.523809523809526%\"><img src=\"https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C3000&s=fc10150196560f2efc9de12b9fc351bb\" alt=\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.\" title=\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.\" srcSet=\"https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=400&h=400&rect=0%2C0%2C4000%2C3000&s=68e3f8668f229817701425a3ac35f9f2 400w, https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C3000&s=0196828998dce2e506b4291d83da061a 800w, https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C3000&s=fc10150196560f2efc9de12b9fc351bb 1200w, https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1600&h=1600&rect=0%2C0%2C4000%2C3000&s=13418cb7bcc9ba4d15a2fb18d3e08ef6 1600w, https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=2001&h=2000&rect=0%2C0%2C4000%2C3000&s=e2c95f1addb7d1acdeee8e8e4b491451 2001w\" width=\"1200\" height=\"900\"\/><div class=\"Image_fallback__F0rLe\" style=\"background-image:url('https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C3000&s=0196828998dce2e506b4291d83da061a')\"><\/div><\/div><figcaption class=\"sc-d47814d6-0 gVurjZ\"><span class=\"sc-d47814d6-2 bDLFoO\"><p>Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.<\/p><\/span><span class=\"sc-d47814d6-3 bmEwwn\">privat<\/span><\/figcaption><\/figure><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>\u00abIch bin so w\u00fctend auf mich selbst \u2013 aber auch auf die UBS\u00bb, sagt M. \u00abDass die Betr\u00fcger einen Text verfassen konnten, der als Gutschrift getarnt ist, empfinde ich als Sicherheitsl\u00fccke.\u00bb Seit zwei Monaten h\u00e4lt sich die Familie mit dem verbleibenden Geld auf dem Privatkonto des Vaters und Ehemanns \u00fcber Wasser. Zus\u00e4tzlich h\u00e4tten sie Haushaltsgegenst\u00e4nde verkauft, um Rechnungen zu bezahlen.<\/p><\/div><div class=\"Article_elementCrosshead__b9pyw\"><h2 class=\"crosshead_crosshead__MxhCQ crosshead_siteAreaNews__x10eM crosshead_typeStandard__szEKi\" data-testid=\"Crosshead\">UBS \u00e4ussert sich nicht zum Fall<\/h2><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Zu konkreten F\u00e4llen \u00e4ussere sich die UBS nicht, heisst es auf Anfrage. Die UBS selbst empfiehlt ihren Kunden generell, bei SMS oder Telefonanrufen vorsichtig zu sein sowie keine unbekannten QR-Codes zu scannen.<\/p><\/div><div class=\"Article_elementPoll__0I_DP\"><div class=\"sc-c7badfe-0 ldhbtc\"><div class=\"sc-c7badfe-1 sc-c7badfe-2 jyrFy drGMUq\"><p>Wie bezahlst du am liebsten im Alltag?<\/p><\/div><div class=\"sc-c7badfe-1 sc-c7badfe-3 jyrFy gwdeAf\"><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Mit Bargeld.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Mit der EC- oder Kreditkarte.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Via Handy mit QR-Codes.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Es kommt darauf an, wo ich bin.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Ich will nur die Antworten sehen.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><\/div><div class=\"sc-c7badfe-1 sc-c7badfe-5 jyrFy GTpCD\"><\/div><\/div><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Dass die Sparkonten ihrer Kinder davon betroffen sind, belaste M. am meisten. \u00abSie haben gar keine Schuld. Das Geld der Kinder wollen mein Mann und ich als erstes zur\u00fcckzahlen.\u00bb Zudem wolle sie m\u00f6glichst viele warnen, sodass diese Masche weit bekannt wird. Sie selbst sei nun besonders vorsichtig \u2013 QR-Codes traue sie momentan nicht mehr.<\/p><\/div><div class=\"Article_elementAd__7Cafs\"><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p><strong><\/strong>* Name der Redaktion bekannt<\/p><\/div><div class=\"Article_element__Tq_1s\"><div type=\"typeInfoboxSummary\" class=\"sc-92253cc8-0 kGbdVO undefined Default\" data-testid=\"InfoBox\"><div class=\"sc-92253cc8-1 sc-92253cc8-2 bGBSLI duFusH\"><h3><strong>Bist du oder ist jemand, den du kennst, von Cybercrime betroffen? <\/strong><\/h3><div class=\"sc-92253cc8-3 hknAoe\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#boomerang\"><\/use><\/svg><\/div><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p>Hier findest du Hilfe:<\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><em>Meldestellen:<\/em><\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><a href=\"https:\/\/polizei.ch\/\" rel=\"noopener, noreferrer\">Polizei<\/a> nach Kanton<\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><a href=\"https:\/\/www.report.ncsc.admin.ch\/de\/\" rel=\"noopener, noreferrer\">Bundesamt f\u00fcr Cybersicherheit (BACS)<\/a><\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><em>Aufkl\u00e4rung:<\/em><\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><a href=\"https:\/\/www.cybercrimepolice.ch\/\" rel=\"noopener, noreferrer\">Cybercrimepolice.ch<\/a><\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><a href=\"https:\/\/www.skppsc.ch\/de\/themen\/internet\/\" rel=\"noopener, noreferrer\">Schweizerische Kriminalpr\u00e4vention<\/a><div><\/div><\/p><\/div><\/div><\/div><div class=\"Article_element__Tq_1s\"><div type=\"typeInfoboxSummary\" class=\"sc-92253cc8-0 kGbdVO undefined Default\" data-testid=\"InfoBox\"><div class=\"sc-92253cc8-1 sc-92253cc8-2 bGBSLI duFusH\"><h3>Folgst du schon 20 Minuten auf Whatsapp?<\/h3><div class=\"sc-92253cc8-3 hknAoe\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#boomerang\"><\/use><\/svg><\/div><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p>Eine News\u00fcbersicht am Morgen und zum Feierabend, \u00fcberraschende Storys und Breaking News: Abonniere den Whatsapp-Kanal von 20 Minuten und du\u00a0bekommst regelm\u00e4ssige Updates mit unseren besten Storys direkt auf dein Handy.<\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementEmbed\"><figure class=\"sc-d47814d6-4 YeebQ\"><figcaption class=\"sc-d47814d6-0 gVurjZ\"><\/figcaption><\/figure><\/div><\/div><\/div><\/section><div 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Franken weg\",\"title\":\"Selbst Konten der Kinder gepl\u00fcndert: Betr\u00fcger zocken Familie ab\",\"lead\":\"Mittels QR-Code verschafften sich Betr\u00fcger Zugang zu vier Konten von M.S.* Innerhalb k\u00fcrzester Zeit ergaunerten die Betr\u00fcger 22\u2019000 Franken. 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Daraufhin kontaktierte sie die UBS.\"}]},{\"type\":\"image\",\"image\":{\"id\":\"lnxyZvMbI0uS\",\"caption\":{\"text\":\"Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. (Symbolbild)\",\"elements\":[{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. 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Mitarbeiter erkannte den Betrug sofort: \u00abRund 22\u2019000 Franken wurden abgehoben.\u00bb Betroffen sind das Privatkonto und das Haushaltskonto von M. sowie die zwei Jugendsparkonten ihrer T\u00f6chter. Die Betr\u00fcger hoben auf allen vier Konten zuerst 37.50 Franken und dann mehrmals rund 4000 Franken ab, offenbarte man der 36-J\u00e4hrigen. Das Geld sei gleich ins Ausland \u00fcberwiesen worden. Die Chancen, dass das Geld zur\u00fcckkomme, seien sehr schlecht, habe ihr der UBS-Mitarbeiter gesagt.\"}]},{\"type\":\"ad\",\"availableFor\":{\"desktop\":true,\"app\":true}},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Die genauen technischen Hintergr\u00fcnde der Betrugsmasche seien schwer zu bestimmen, sagt der Cyber-Security-Experte Marc Ruef. In diesem Fall gab der QR-Code den Betr\u00fcgern wohl Zugriff auf das E-Banking von M., erkl\u00e4rt er. Wie der Betrug genau funktioniert und was du dagegen tun kannst, steht \"},{\"type\":\"internalLink\",\"htmlText\":\"in diesem Artikel.\",\"metadataID\":103293289,\"url\":\"\/story\/cybercrime-qr-betrug-so-schuetzt-du-dich-gegen-die-e-banking-masche-103293289\",\"tenantUrls\":{\"6\":\"\/story\/cybercrime-qr-betrug-so-schuetzt-du-dich-gegen-die-e-banking-masche-103293289\"}}]},{\"type\":\"crosshead\",\"htmlText\":\"\u00abIch empfinde das als Sicherheitsl\u00fccke\u00bb\",\"style\":{}},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Neben der Sorge suchen M. vor allem Schamgef\u00fchle heim. \u00abIch weiss ja, dass ich selber schuld bin.\u00bb M. machte eine \"},{\"type\":\"internalLink\",\"htmlText\":\"Anzeige gegen unbekannt\",\"metadataID\":103282042,\"url\":\"\/story\/twint-betrug-yannick-ist-kein-einzelfall-zahlreiche-leser-wurden-abgezockt-103282042\",\"tenantUrls\":{\"6\":\"\/story\/twint-betrug-yannick-ist-kein-einzelfall-zahlreiche-leser-wurden-abgezockt-103282042\"}},{\"type\":\"htmlTextItem\",\"htmlText\":\". Obwohl auf den Kontoausz\u00fcgen von M. die Namen und Adressen der Betr\u00fcger in Frankreich, Italien und der Schweiz standen, konnte auch die Polizei M. nicht helfen.\"}]},{\"type\":\"image\",\"image\":{\"id\":\"TGBmmc-lct4R\",\"caption\":{\"text\":\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.\",\"elements\":[{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht 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bin so w\u00fctend auf mich selbst \u2013 aber auch auf die UBS\u00bb, sagt M. \u00abDass die Betr\u00fcger einen Text verfassen konnten, der als Gutschrift getarnt ist, empfinde ich als Sicherheitsl\u00fccke.\u00bb Seit zwei Monaten h\u00e4lt sich die Familie mit dem verbleibenden Geld auf dem Privatkonto des Vaters und Ehemanns \u00fcber Wasser. Zus\u00e4tzlich h\u00e4tten sie Haushaltsgegenst\u00e4nde verkauft, um Rechnungen zu bezahlen.\"}]},{\"type\":\"crosshead\",\"htmlText\":\"UBS \u00e4ussert sich nicht zum Fall\",\"style\":{}},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Zu konkreten F\u00e4llen \u00e4ussere sich die UBS nicht, heisst es auf Anfrage. Die UBS selbst empfiehlt ihren Kunden generell, bei SMS oder Telefonanrufen vorsichtig zu sein sowie keine unbekannten QR-Codes zu scannen.\"}]},{\"type\":\"poll\",\"question\":{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Wie bezahlst du am liebsten im Alltag?\"}]}},\"answers\":[{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il1e1jk912\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Mit Bargeld.\"}]}},{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il1e1jk913\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Mit der EC- oder Kreditkarte.\"}]}},{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il3as7be0\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Via Handy mit QR-Codes.\"}]}},{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il3avad60\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Es kommt darauf an, wo ich bin.\"}]}},{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il3b0b1v0\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Ich will nur die Antworten sehen.\"}]}}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Dass die Sparkonten ihrer Kinder davon betroffen sind, belaste M. am meisten. \u00abSie haben gar keine Schuld. Das Geld der Kinder wollen mein Mann und ich als erstes zur\u00fcckzahlen.\u00bb Zudem wolle sie m\u00f6glichst viele warnen, sodass diese Masche weit bekannt wird. Sie selbst sei nun besonders vorsichtig \u2013 QR-Codes traue sie momentan nicht mehr.\"}]},{\"type\":\"ad\",\"availableFor\":{\"desktop\":true,\"app\":true}},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cstrong\\u003e\\u003c\/strong\\u003e\"},{\"type\":\"htmlTextItem\",\"htmlText\":\"* Name der Redaktion bekannt\"}]},{\"type\":\"infobox\",\"collapsed\":false,\"infoboxContent\":[{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Hier findest du Hilfe:\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cem\\u003eMeldestellen:\\u003c\/em\\u003e\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003ca href=\\\"https:\/\/polizei.ch\/\\\" rel=\\\"noopener, noreferrer\\\"\\u003ePolizei\\u003c\/a\\u003e\"},{\"type\":\"htmlTextItem\",\"htmlText\":\" nach Kanton\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003ca href=\\\"https:\/\/www.report.ncsc.admin.ch\/de\/\\\" rel=\\\"noopener, noreferrer\\\"\\u003eBundesamt f\u00fcr Cybersicherheit (BACS)\\u003c\/a\\u003e\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cem\\u003eAufkl\u00e4rung:\\u003c\/em\\u003e\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003ca href=\\\"https:\/\/www.cybercrimepolice.ch\/\\\" rel=\\\"noopener, noreferrer\\\"\\u003eCybercrimepolice.ch\\u003c\/a\\u003e\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003ca href=\\\"https:\/\/www.skppsc.ch\/de\/themen\/internet\/\\\" rel=\\\"noopener, noreferrer\\\"\\u003eSchweizerische Kriminalpr\u00e4vention\\u003c\/a\\u003e\"},{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cdiv\\u003e\\u003c\/div\\u003e\"}]}],\"title\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cstrong\\u003eBist du oder ist jemand, den du kennst, von Cybercrime betroffen? \\u003c\/strong\\u003e\"}]}},{\"type\":\"infobox\",\"collapsed\":false,\"infoboxContent\":[{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Eine News\u00fcbersicht am Morgen und zum Feierabend, \u00fcberraschende Storys und Breaking News: Abonniere den Whatsapp-Kanal von 20 Minuten und du\u00a0bekommst regelm\u00e4ssige Updates mit unseren besten Storys direkt auf dein Handy.\"}]},{\"type\":\"embed\",\"url\":\"\",\"provider\":\"default\",\"embedCode\":\"\\u003cdiv class=\\\"EmbedContainer_default__3AKtV\\\" data-testid=\\\"EmbedContainer\\\"\\u003e\\n\\u003cstyle\\u003e\\n #cta-win-1657087299449 {\\n background-color: #2659FF;\\n border-radius: 4px;\\n 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{"result":{"content":"E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code - 20 Minuten<\/title><meta name=\"title\" content=\"E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code \"\/><meta name=\"description\" content=\"Betr\u00fcger verschafften sich via QR-Code Zugang zu allen Konten der Familie S. Die UBS nimmt sich aus der Verpflichtung, der Familie blieb nichts.\"\/><meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-video-preview:-1, max-image-preview:large\"\/><link rel=\"canonical\" href=\"https:\/\/www.20min.ch\/story\/e-banking-betrug-familie-verliert-22-000-franken-durch-qr-code-103290455\"\/><meta property=\"article:published_time\" content=\"2025-03-07T03:55:06.937Z\"\/><script type=\"application\/ld+json\">{\"@context\":\"http:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"@id\":\"https:\/\/www.20min.ch\/\",\"name\":\"Front\"}},{\"@type\":\"ListItem\",\"position\":2,\"item\":{\"@id\":\"https:\/\/www.20min.ch\/schweiz\",\"name\":\"Schweiz\"}},{\"@type\":\"ListItem\",\"position\":3,\"item\":{\"@id\":\"https:\/\/www.20min.ch\/story\/e-banking-betrug-familie-verliert-22-000-franken-durch-qr-code-103290455\",\"name\":\"E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code \"}}]}<\/script><meta property=\"og:type\" content=\"article\"\/><meta property=\"og:description\" content=\"Betr\u00fcger verschafften sich via QR-Code Zugang zu allen Konten der Familie S. Die UBS nimmt sich aus der Verpflichtung, der Familie blieb nichts.\"\/><meta property=\"og:url\" content=\"https:\/\/www.20min.ch\/story\/e-banking-betrug-familie-verliert-22-000-franken-durch-qr-code-103290455\"\/><meta property=\"og:title\" content=\"E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code \"\/><meta property=\"og:locale\" content=\"de_DE\"\/><meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/20min\"\/><meta property=\"og:site_name\" content=\"20 Minuten\"\/><meta property=\"og:image\" content=\"https:\/\/image.20min.ch\/2025\/02\/27\/3b19c365-e912-43ad-a018-4ccbf7f85fb0.jpeg?auto=format%2Ccompress%2Cenhance&fit=crop&w=1200&h=675&rect=0%2C0%2C3000%2C3729&crop=faces&s=3c792328f08951dda0ff04ce275dffd5\"\/><meta property=\"og:image:width\" content=\"1200\"\/><meta property=\"og:image:height\" content=\"675\"\/><meta name=\"twitter:card\" content=\"summary_large_image\"\/><meta name=\"twitter:site\" content=\"@20min\"\/><meta name=\"twitter:title\" content=\"E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code \"\/><meta name=\"twitter:description\" content=\"Betr\u00fcger verschafften sich via QR-Code Zugang zu allen Konten der Familie S. Die UBS nimmt sich aus der Verpflichtung, der Familie blieb nichts.\"\/><meta property=\"twitter:image:src\" content=\"https:\/\/image.20min.ch\/2025\/02\/27\/3b19c365-e912-43ad-a018-4ccbf7f85fb0.jpeg?auto=format%2Ccompress%2Cenhance&fit=crop&w=1200&h=675&rect=0%2C0%2C3000%2C3729&crop=faces&s=3c792328f08951dda0ff04ce275dffd5\"\/><script type=\"application\/ld+json\">{\"@context\":\"http:\/\/schema.org\",\"@type\":\"NewsArticle\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.20min.ch\/story\/e-banking-betrug-familie-verliert-22-000-franken-durch-qr-code-103290455\"},\"publisher\":{\"@type\":\"NewsMediaOrganization\",\"name\":\"20 Minuten\",\"url\":\"https:\/\/www.20min.ch\",\"email\":\"redaktion@20minuten.ch\",\"telephone\":\"+41(0)442486820\",\"sameAs\":[\"https:\/\/www.facebook.com\/20min\",\"https:\/\/twitter.com\/20min\",\"https:\/\/www.instagram.com\/20min.ch\",\"https:\/\/de.wikipedia.org\/wiki\/20_Minuten\"],\"ownershipFundingInfo\":\"https:\/\/www.20min.ch\/impressum\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.20min.ch\/icons\/20min_de.png\",\"width\":144,\"height\":192}},\"headline\":\"E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code \",\"alternativeHeadline\":\"22'000 Franken weg: Selbst Konten der Kinder gepl\u00fcndert: Betr\u00fcger zocken Familie ab\",\"description\":\"Betr\u00fcger verschafften sich via QR-Code Zugang zu allen Konten der Familie S. Die UBS nimmt sich aus der Verpflichtung, der Familie blieb nichts.\",\"articleBody\":\"Es war kurz vor Weihnachten. M.S.* wollte einige alte Kleidungsst\u00fccke ihrer beiden T\u00f6chtern \u00fcber Facebook-Marketplace verkaufen. Es meldete sich ein Interessent \u2013 Summe: 37.50 Franken. Er fragte, ob er mittels Online-Bank \u00abRevolut\u00bb bezahlen k\u00f6nne. Da M. noch keine Erfahrung mit dieser Zahlungsart hatte, sie aber von Kolleginnen kannte, bot der K\u00e4ufer hilfsbereit an, ihr jemanden von \u00abRevolut\u00bb zu organisieren, der ihr alles erkl\u00e4ren k\u00f6nne. Am n\u00e4chsten Tag meldete sich telefonisch via Whatsapp ein Mann, der sich als Mitarbeiter von \u00abRevolut\u00bb ausgab. Er meinte, sie solle sich normal in ihrem E-Banking einloggen und dann einen QR-Code scannen , den er ihr per Whatsapp zusenden w\u00fcrde. So k\u00f6nne \u00abRevolut\u00bb die \u00dcberweisung t\u00e4tigen. Via Access-App w\u00fcrde dann der Zahlungseingang zum Best\u00e4tigen kommen, sagte er. Kurz danach ploppte auf dem Handy von M. eine Nachricht auf: \u00abZahlungseingang von 37.50 Franken\u00bb. W\u00e4hrend des Kochens, v\u00f6llig abgelenkt, best\u00e4tigte die Mutter. \u00abEntschuldigen Sie, da hat offenbar etwas nicht geklappt\u00bb, meinte der Mann am Telefon. Eine neue Nachricht. M. best\u00e4tigt sie nochmals. Das wiederholte sie mehrmals, bis es laut dem Mann schliesslich klappte. Erst UBS-Mitarbeiter erkannte den Betrug M. legte das Handy weg und k\u00fcmmerte sich ums Mittagessen ihrer Kinder. \u00abDennoch hatte ich ein etwas mulmiges Gef\u00fchl\u00bb, erinnert sie sich. Rund eine Stunde sp\u00e4ter wollte sie sich versichern, dass die Gutschrift auch wirklich auf ihrem Konto war \u2013 dem war aber nicht so. Daraufhin kontaktierte sie die UBS. Der Mitarbeiter erkannte den Betrug sofort: \u00abRund 22\u2019000 Franken wurden abgehoben.\u00bb Betroffen sind das Privatkonto und das Haushaltskonto von M. sowie die zwei Jugendsparkonten ihrer T\u00f6chter. Die Betr\u00fcger hoben auf allen vier Konten zuerst 37.50 Franken und dann mehrmals rund 4000 Franken ab, offenbarte man der 36-J\u00e4hrigen. Das Geld sei gleich ins Ausland \u00fcberwiesen worden. Die Chancen, dass das Geld zur\u00fcckkomme, seien sehr schlecht, habe ihr der UBS-Mitarbeiter gesagt. Die genauen technischen Hintergr\u00fcnde der Betrugsmasche seien schwer zu bestimmen, sagt der Cyber-Security-Experte Marc Ruef. In diesem Fall gab der QR-Code den Betr\u00fcgern wohl Zugriff auf das E-Banking von M., erkl\u00e4rt er. Wie der Betrug genau funktioniert und was du dagegen tun kannst, steht in diesem Artikel. \u00abIch empfinde das als Sicherheitsl\u00fccke\u00bb Neben der Sorge suchen M. vor allem Schamgef\u00fchle heim. \u00abIch weiss ja, dass ich selber schuld bin.\u00bb M. machte eine Anzeige gegen unbekannt . Obwohl auf den Kontoausz\u00fcgen von M. die Namen und Adressen der Betr\u00fcger in Frankreich, Italien und der Schweiz standen, konnte auch die Polizei M. nicht helfen. \u00abIch bin so w\u00fctend auf mich selbst \u2013 aber auch auf die UBS\u00bb, sagt M. \u00abDass die Betr\u00fcger einen Text verfassen konnten, der als Gutschrift getarnt ist, empfinde ich als Sicherheitsl\u00fccke.\u00bb Seit zwei Monaten h\u00e4lt sich die Familie mit dem verbleibenden Geld auf dem Privatkonto des Vaters und Ehemanns \u00fcber Wasser. Zus\u00e4tzlich h\u00e4tten sie Haushaltsgegenst\u00e4nde verkauft, um Rechnungen zu bezahlen. UBS \u00e4ussert sich nicht zum Fall Zu konkreten F\u00e4llen \u00e4ussere sich die UBS nicht, heisst es auf Anfrage. Die UBS selbst empfiehlt ihren Kunden generell, bei SMS oder Telefonanrufen vorsichtig zu sein sowie keine unbekannten QR-Codes zu scannen. Dass die Sparkonten ihrer Kinder davon betroffen sind, belaste M. am meisten. \u00abSie haben gar keine Schuld. Das Geld der Kinder wollen mein Mann und ich als erstes zur\u00fcckzahlen.\u00bb Zudem wolle sie m\u00f6glichst viele warnen, sodass diese Masche weit bekannt wird. Sie selbst sei nun besonders vorsichtig \u2013 QR-Codes traue sie momentan nicht mehr. * Name der Redaktion bekannt\",\"image\":[],\"datePublished\":\"2025-03-07T04:55:06+01:00\",\"dateModified\":\"2025-03-07T04:55:06+01:00\",\"author\":[{\"@type\":\"Person\",\"name\":\"Melissa Greiter\"}],\"video\":[],\"keywords\":\"\",\"hasPart\":[{\"@type\":\"Collection\",\"image\":[{\"@type\":\"ImageObject\",\"ContentUrl\":\"https:\/\/image.20min.ch\/2025\/02\/27\/3b19c365-e912-43ad-a018-4ccbf7f85fb0.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C3000%2C3729&s=36b0bbc5099e7ea0afb34a26c3ac6a53\",\"caption\":\"Betr\u00fcger hoben der Familie S. rund 22'000 Franken via E-Banking ab.\",\"creditText\":\"privat \"},{\"@type\":\"ImageObject\",\"ContentUrl\":\"https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2667&s=5c76584fc3b03492793d9dc51acb7cb9\",\"caption\":\"M.S.* scannte einen QR-Code auf ihrem Handy, der den Betr\u00fcgern Zugriff auf die Bankkonten gab. (Symbolbild)\",\"creditText\":\"IMAGO\/onemorepicture\"},{\"@type\":\"ImageObject\",\"ContentUrl\":\"https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C3000&s=fc10150196560f2efc9de12b9fc351bb\",\"caption\":\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.\",\"creditText\":\"privat\"}]}],\"articleSection\":\"Schweiz\"}<\/script><meta name=\"next-head-count\" content=\"26\"\/><link rel=\"preconnect\" href=\"https:\/\/api.20min.ch\"\/><link rel=\"dns-prefetch\" href=\"https:\/\/api.20min.ch\"\/><link rel=\"preconnect\" href=\"https:\/\/cdn.cookielaw.org\"\/><link rel=\"dns-prefetch\" href=\"https:\/\/cdn.cookielaw.org\"\/><link rel=\"preconnect\" href=\"https:\/\/ats.20min.ch\"\/><link rel=\"dns-prefetch\" href=\"https:\/\/ats.20min.ch\"\/><link rel=\"dns-prefetch\" href=\"https:\/\/beagle.prod.tda.link\"\/><link 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jAsYcl\">Services<\/button><div class=\"sc-5a2651e0-2 ieorDf\"><a class=\"sc-d67e13a6-2 iPLHUj\" href=\"\/wetter\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws sc-d67e13a6-0 dlmMDN\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#weather\"><\/use><\/svg><span class=\"sc-d67e13a6-1 btPuLr\">Wetter<\/span><\/a><a class=\"sc-d67e13a6-2 iPLHUj\" href=\"https:\/\/epaper.20min.ch\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws sc-d67e13a6-0 dlmMDN\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#epaper\"><\/use><\/svg><span class=\"sc-d67e13a6-1 btPuLr\">ePaper<\/span><\/a><a class=\"sc-d67e13a6-2 iPLHUj\" href=\"https:\/\/spiele.20min.ch\/sudoku\/?utm_campaign=sudoku&utm_medium=navigation_link&utm_source=20min_ch\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws sc-d67e13a6-0 dlmMDN\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#sudoku\"><\/use><\/svg><span class=\"sc-d67e13a6-1 btPuLr\">Sudoku<\/span><\/a><a 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gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"AI\" href=\"\/digital\/ai\"><span class=\"sc-99b3a5c-1 fgLGdv\">AI<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Bundesratswahl\" href=\"\/schweiz\/bundesratswahlen\"><span class=\"sc-99b3a5c-1 fgLGdv\">Bundesratswahl<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Schweiz\" href=\"\/schweiz\"><span class=\"sc-99b3a5c-1 fgLGdv\">Schweiz<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"ESC 2025\" href=\"\/esc\"><span class=\"sc-99b3a5c-1 fgLGdv\">ESC 2025<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Sport\" href=\"\/sport\"><span class=\"sc-99b3a5c-1 fgLGdv\">Sport<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Donald Trump\" href=\"\/donald-trump\"><span class=\"sc-99b3a5c-1 fgLGdv\">Donald Trump<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"#WIRSINDZUKUNFT\" href=\"\/wirsindzukunft\"><span class=\"sc-99b3a5c-1 fgLGdv\">#WIRSINDZUKUNFT<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Z\u00fcrich\" href=\"\/zuerich\"><span class=\"sc-99b3a5c-1 fgLGdv\">Z\u00fcrich<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Bern\" href=\"\/bern\"><span class=\"sc-99b3a5c-1 fgLGdv\">Bern<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Basel\" href=\"\/basel\"><span class=\"sc-99b3a5c-1 fgLGdv\">Basel<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Zentralschweiz\" href=\"\/zentralschweiz\"><span class=\"sc-99b3a5c-1 fgLGdv\">Zentralschweiz<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Ostschweiz\" href=\"\/ostschweiz\"><span class=\"sc-99b3a5c-1 fgLGdv\">Ostschweiz<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Ausland\" href=\"\/ausland\"><span class=\"sc-99b3a5c-1 fgLGdv\">Ausland<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Ukraine\" href=\"\/ukraine\"><span class=\"sc-99b3a5c-1 fgLGdv\">Ukraine<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Nahost\" href=\"\/nahostkonflikt\"><span class=\"sc-99b3a5c-1 fgLGdv\">Nahost<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Wirtschaft\" href=\"\/wirtschaft\"><span 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fgLGdv\">Faktenchecks<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Quiz\" href=\"\/quiz\"><span class=\"sc-99b3a5c-1 fgLGdv\">Quiz<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Kino & Streaming\" href=\"\/kinostreaming\"><span class=\"sc-99b3a5c-1 fgLGdv\">Kino & Streaming<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Digital\" href=\"\/digital\"><span class=\"sc-99b3a5c-1 fgLGdv\">Digital<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Wissen\" href=\"\/wissen\"><span class=\"sc-99b3a5c-1 fgLGdv\">Wissen<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Kochen mit FOOBY\" href=\"\/kochen\"><span class=\"sc-99b3a5c-1 fgLGdv\">Kochen mit FOOBY<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Wettbewerbe\" href=\"\/wettbewerbe\"><span class=\"sc-99b3a5c-1 fgLGdv\">Wettbewerbe<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Gutscheine\" href=\"https:\/\/gutscheine.20min.ch\"><span class=\"sc-99b3a5c-1 fgLGdv\">Gutscheine<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Politik\" href=\"\/themen\/politik\"><span class=\"sc-99b3a5c-1 fgLGdv\">Politik<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Alle Themen\" href=\"https:\/\/www.20min.ch\/themen\"><span class=\"sc-99b3a5c-1 fgLGdv\">Alle Themen<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"E-Paper\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/epaper.20min.ch\"><span class=\"sc-99b3a5c-1 fgLGdv\">E-Paper<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Live TV\" href=\"\/video\/live-tv\"><span class=\"sc-99b3a5c-1 fgLGdv\">Live TV<\/span><\/a><\/li><li class=\"sc-99b3a5c-2 sc-99b3a5c-3 gwqDVB kuPALN\"><a class=\"sc-99b3a5c-0 eckruc\" title=\"Leitlinien\" href=\"\/publizistische-leitlinien-20-minuten\"><span class=\"sc-99b3a5c-1 fgLGdv\">Leitlinien<\/span><\/a><\/li><\/ul><button class=\"sc-8307d694-3 jJKvHT\">Mehr<svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#boomerang\"><\/use><\/svg><\/button><\/div><\/div><\/div><\/li><div class=\"sc-3be34ed-2 kgUGQj\"><li class=\"sc-3be34ed-1 sc-3be34ed-4 kIFGPh fDCCRU\"><a class=\"sc-d67e13a6-2 iPLHUj\" href=\"\/video\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws sc-d67e13a6-0 dlmMDN\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#video\"><\/use><\/svg><span class=\"sc-d67e13a6-1 btPuLr\">Video<\/span><\/a><a class=\"sc-d67e13a6-2 iPLHUj\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/fantasy.20min.ch\/de\/\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws sc-d67e13a6-0 dlmMDN\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#fantasy-league\"><\/use><\/svg><span class=\"sc-d67e13a6-1 btPuLr\">Fantasy League<\/span><\/a><a class=\"sc-d67e13a6-2 iPLHUj hide-on-mobile\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/audio.20min.ch?language=de&platform=20min-de\"><svg width=\"1em\" height=\"1em\" color=\"#00e3c6\" class=\"sc-b8528708-0 jivThE sc-d67e13a6-0 dlmMDN\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#goat-radio\"><\/use><\/svg><span class=\"sc-d67e13a6-1 btPuLr\">Radio<\/span><\/a><a class=\"sc-d67e13a6-2 iPLHUj\" href=\"\/lifestyle\"><svg width=\"0.8em\" height=\"1em\" style=\"vertical-align:-0.1em\" class=\"sc-b8528708-0 fFsCws sc-d67e13a6-0 dlmMDN\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#lifestyle\"><\/use><\/svg><span class=\"sc-d67e13a6-1 btPuLr\">Lifestyle<\/span><\/a><\/li><li class=\"sc-3be34ed-1 sc-3be34ed-6 kIFGPh bZSrnh\"><\/li><\/div><\/ul><\/div><\/div><div class=\"sc-716de10-0 jbsUve\"><aside class=\"sc-6821256f-0 bXwfqn sc-3584b39c-0 hDUYcV sc-c5c57201-0 eiBLnd sc-c5c57201-1 jipLa-d\"><div id=\"\/23178153471\/de-20minuten.ch\/inside-sticky\/schweiz\" data-ad-unit-id=\"\/23178153471\/de-20minuten.ch\/inside-sticky\/schweiz\" style=\"justify-content:center;align-items:center;text-align:center;display:flex;height:100%;background-color:transparent\"><\/div><\/aside><\/div><\/nav><\/div><div id=\"\/23178153471\/de-20minuten.ch\/outside-welcome\/schweiz\" data-ad-unit-id=\"\/23178153471\/de-20minuten.ch\/outside-welcome\/schweiz\" style=\"justify-content:center;align-items:center;text-align:center;display:flex;height:100%;background-color:transparent\"><\/div><div class=\"layout_layout__yR_n_ layout_contentType__8IYJ_\"><div class=\"layout_content__6MprE\"><section class=\"sc-46060ef-0 WIfmU sc-91f9da13-0 jFqVIG\"><div class=\"sc-46060ef-1 pIKlK\"><a href=\"\/\" class=\"sc-46060ef-2 sc-46060ef-4 gJkAGz eeHRbX\">Front<\/a><span class=\"sc-46060ef-5 iIeaQS\">|<\/span><a href=\"\/schweiz\" class=\"sc-46060ef-2 sc-46060ef-4 gJkAGz eeHRbX\">Schweiz<\/a><span class=\"sc-46060ef-5 iIeaQS\">|<\/span><\/div><h1 class=\"sc-46060ef-3 sc-46060ef-6 csIspw egCqAn\">E-Banking-Betrug: Familie verliert 22'000 Franken durch QR-Code <\/h1><\/section><div class=\"ContentPage_contentPage__YqKjN\"><div class=\"ContentPage_insideFullTopPlaceholder__g16GO\"><div id=\"\/23178153471\/de-20minuten.ch\/inside-full-top\/schweiz\" data-ad-unit-id=\"\/23178153471\/de-20minuten.ch\/inside-full-top\/schweiz\" style=\"justify-content:center;align-items:center;text-align:center;display:flex;height:100%;background-color:transparent\"><\/div><\/div><div class=\"ContentPage_outsideRight__P0Uvf\"><\/div><article class=\"Article_article__sV3bX Article_siteAreaNews__Frmfx\"><header class=\"Article_header__ckSlm\"><div class=\"Article_elementPublishdate__qcso_\"><div class=\"sc-d721210-0 glCzFI\"><span>Publiziert<\/span><time dateTime=\"2025-03-07T04:55:06+01:00\" class=\"sc-d721210-1 ldCIcW\">7. M\u00e4rz 2025, 04:55<\/time><\/div><\/div><div class=\"Article_elementTitle__9QPjy\"><h2><span>22'000 Franken weg<span class=\"visually-hidden\" aria-hidden=\"true\" role=\"presentation\">: <\/span><\/span>Selbst Konten der Kinder gepl\u00fcndert: Betr\u00fcger zocken Familie ab<\/h2><\/div><div class=\"Article_elementLead__N3pGr\"><p>Mittels QR-Code verschafften sich Betr\u00fcger Zugang zu vier Konten von M.S.* Innerhalb k\u00fcrzester Zeit ergaunerten die Betr\u00fcger 22\u2019000 Franken. Die Familie muss wieder bei null anfangen.<\/p><\/div><div class=\"Article_elementAuthors__LsHcz\"><section class=\"sc-a49778d8-1 kNmdAC\"><div class=\"sc-a49778d8-0 cVViTd\"><div class=\"sc-3d7987c8-2 kbwEQu\"><div class=\"sc-b1f21c84-0 erNuh\"><a href=\"\/autoren\/103163836\/melissa-greiter\" class=\"sc-b1f21c84-2 egfiIF\"><img alt=\"Melissa Greiter\" src=\"https:\/\/media.20min.ch\/6\/image\/2024\/09\/04\/509255cf-b46e-4983-a2c8-713f6b304de4.jpeg?auto=format%2Ccompress%2Cenhance&fit=crop&w=400&h=400&rect=0%2C0%2C3629%2C3629&fp-x=0.4899421328189584&fp-y=0.2970515293469275&crop=focalpoint&s=7d8be13aeb764c750e6d1698664b9cc2\" class=\"sc-b1f21c84-1 iTOvpR\"\/><\/a><\/div><div class=\"sc-3d7987c8-0 cWecBK\"><dt class=\"sc-3d7987c8-3 dvBbZq\">von<\/dt><div class=\"sc-3d7987c8-5 hogmkW\"><a href=\"\/autoren\/103163836\/melissa-greiter\" class=\"sc-3d7987c8-8 fCLjyQ\"><dd class=\"sc-3d7987c8-4 kvzacp\">Melissa Greiter<\/dd><\/a><\/div><\/div><\/div><\/div><\/section><\/div><\/header><section class=\"Article_body__60Liu\"><div class=\"Article_elementSlideshow__fbaGO\"><\/div><div class=\"Article_element__Tq_1s\"><div type=\"typeInfoboxSummary\" class=\"sc-92253cc8-0 kGbdVO undefined Default\" data-testid=\"InfoBox\"><div class=\"sc-92253cc8-1 sc-92253cc8-2 bGBSLI duFusH\"><h3>Darum gehts<\/h3><div class=\"sc-92253cc8-3 hknAoe\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#boomerang\"><\/use><\/svg><\/div><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementList\"><ul><li><p>Betr\u00fcger verschafften sich per QR-Code Zugriff auf die Konten von M.S. und hoben 22'000 Franken ab.<\/p><\/li><li><p>Erst ein Mitarbeitender der UBS erkannte den Betrug \u2013 das Geld war zu diesem Zeitpunkt jedoch schon l\u00e4ngst auf ausl\u00e4ndische Konten \u00fcberwiesen worden.<\/p><\/li><li><p>Die Familie hielt sich mit dem verbleibenden Geld \u00fcber Wasser und verkaufte M\u00f6bel, um Rechnungen zu bezahlen.<\/p><\/li><li><p>\u00abIch hatte so grosse Schamgef\u00fchle und viele schlaflose N\u00e4chte\u00bb, sagt M.S. zu 20 Minuten.<\/p><\/li><\/ul><\/div><\/div><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Es war kurz vor Weihnachten. M.S.* wollte einige alte Kleidungsst\u00fccke ihrer beiden T\u00f6chtern \u00fcber Facebook-Marketplace verkaufen. Es meldete sich ein Interessent \u2013 Summe: 37.50 Franken. Er fragte, ob er mittels Online-Bank \u00abRevolut\u00bb bezahlen k\u00f6nne. Da M. noch keine Erfahrung mit dieser Zahlungsart hatte, sie aber von Kolleginnen kannte, bot der K\u00e4ufer hilfsbereit an, ihr jemanden von \u00abRevolut\u00bb zu organisieren, der ihr alles erkl\u00e4ren k\u00f6nne.<\/p><\/div><div class=\"Article_elementAd__7Cafs\"><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Am n\u00e4chsten Tag meldete sich telefonisch via Whatsapp ein Mann, der sich als Mitarbeiter von \u00abRevolut\u00bb ausgab. Er meinte, sie solle sich normal in ihrem E-Banking einloggen und dann <a href=\"\/story\/betrugsopfer-fuehle-mich-im-stich-gelassen-yannick-verliert-fast-4000-franken-103279710\">einen QR-Code scannen<\/a>, den er ihr per Whatsapp zusenden w\u00fcrde. So k\u00f6nne \u00abRevolut\u00bb die \u00dcberweisung t\u00e4tigen. Via Access-App w\u00fcrde dann der Zahlungseingang zum Best\u00e4tigen kommen, sagte er.<\/p><\/div><div class=\"Article_elementImage__A6J72\"><figure class=\"sc-d47814d6-4 YeebQ\"><div class=\"Image_imgContainer__a56Mx\" style=\"padding-bottom:59.523809523809526%\"><img src=\"https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2667&s=5c76584fc3b03492793d9dc51acb7cb9\" alt=\"M.S.* best\u00e4tigte einen vermeintlichen Zahlungseingang \u2013 dabei handelte es sich aber um eine Belastung. (Symbolbild)\" title=\"M.S.* best\u00e4tigte einen vermeintlichen Zahlungseingang \u2013 dabei handelte es sich aber um eine Belastung. (Symbolbild)\" srcSet=\"https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=400&h=400&rect=0%2C0%2C4000%2C2667&s=ecb4720cf64c166b6402d6d67a197490 400w, https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C2667&s=2774aaedb377e5a9c1d9c1c7babce294 800w, https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2667&s=5c76584fc3b03492793d9dc51acb7cb9 1200w, https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1600&h=1600&rect=0%2C0%2C4000%2C2667&s=a4209a83b4cd20f0f2fb54a22c5db663 1600w, https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=2001&h=2000&rect=0%2C0%2C4000%2C2667&s=b1b4d1e8202e95c8a7afa446f5c50180 2001w\" width=\"1200\" height=\"800\"\/><div class=\"Image_fallback__F0rLe\" style=\"background-image:url('https:\/\/image.20min.ch\/2025\/02\/27\/3ee6e292-68af-4a0c-91c6-36072c6c2e28.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C2667&s=2774aaedb377e5a9c1d9c1c7babce294')\"><\/div><\/div><figcaption class=\"sc-d47814d6-0 gVurjZ\"><span class=\"sc-d47814d6-2 bDLFoO\"><p>M.S.* best\u00e4tigte einen vermeintlichen Zahlungseingang \u2013 dabei handelte es sich aber um eine Belastung. (Symbolbild)<\/p><\/span><span class=\"sc-d47814d6-3 bmEwwn\">IMAGO\/onemorepicture<\/span><\/figcaption><\/figure><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Kurz danach ploppte auf dem Handy von M. eine Nachricht auf: \u00abZahlungseingang von 37.50 Franken\u00bb. W\u00e4hrend des Kochens, v\u00f6llig abgelenkt, best\u00e4tigte die Mutter. \u00abEntschuldigen Sie, da hat offenbar etwas nicht geklappt\u00bb, meinte der Mann am Telefon. Eine neue Nachricht. M. best\u00e4tigt sie nochmals. Das wiederholte sie mehrmals, bis es laut dem Mann schliesslich klappte.<\/p><\/div><div class=\"Article_elementCrosshead__b9pyw\"><h2 class=\"crosshead_crosshead__MxhCQ crosshead_siteAreaNews__x10eM crosshead_typeStandard__szEKi\" data-testid=\"Crosshead\">Erst UBS-Mitarbeiter erkannte den Betrug<\/h2><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>M. legte das Handy weg und k\u00fcmmerte sich ums Mittagessen ihrer Kinder. \u00abDennoch hatte ich ein etwas mulmiges Gef\u00fchl\u00bb, erinnert sie sich. Rund eine Stunde sp\u00e4ter wollte sie sich versichern, dass die Gutschrift auch wirklich auf ihrem Konto war \u2013 dem war aber nicht so. Daraufhin kontaktierte sie die UBS.<\/p><\/div><div class=\"Article_elementImage__A6J72\"><figure class=\"sc-d47814d6-4 YeebQ\"><div class=\"Image_imgContainer__a56Mx\" style=\"padding-bottom:59.523809523809526%\"><img src=\"https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2666&s=dd3633b6c90c0a6ae390d33542fd5a49\" alt=\"Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. (Symbolbild)\" title=\"Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. (Symbolbild)\" srcSet=\"https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=400&h=400&rect=0%2C0%2C4000%2C2666&s=d96ea8f955e1524bac8cb4739b81ebb6 400w, https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C2666&s=c72ac9f2bb40312b1d52e6141f4291ac 800w, https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C2666&s=dd3633b6c90c0a6ae390d33542fd5a49 1200w, https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1600&h=1600&rect=0%2C0%2C4000%2C2666&s=c02764dcaa76182312c70d8ee9bd427f 1600w, https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=2001&h=2000&rect=0%2C0%2C4000%2C2666&s=0a23332d56b11c284f2679bf37e2ef22 2001w\" width=\"1200\" height=\"800\"\/><div class=\"Image_fallback__F0rLe\" style=\"background-image:url('https:\/\/image.20min.ch\/2025\/02\/27\/498b1f0d-c54a-49b3-b9ee-8472aab8d66b.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C2666&s=c72ac9f2bb40312b1d52e6141f4291ac')\"><\/div><\/div><figcaption class=\"sc-d47814d6-0 gVurjZ\"><span class=\"sc-d47814d6-2 bDLFoO\"><p>Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. (Symbolbild)<\/p><\/span><span class=\"sc-d47814d6-3 bmEwwn\">20min\/Michael Scherrer<\/span><\/figcaption><\/figure><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Der Mitarbeiter erkannte den Betrug sofort: \u00abRund 22\u2019000 Franken wurden abgehoben.\u00bb Betroffen sind das Privatkonto und das Haushaltskonto von M. sowie die zwei Jugendsparkonten ihrer T\u00f6chter. Die Betr\u00fcger hoben auf allen vier Konten zuerst 37.50 Franken und dann mehrmals rund 4000 Franken ab, offenbarte man der 36-J\u00e4hrigen. Das Geld sei gleich ins Ausland \u00fcberwiesen worden. Die Chancen, dass das Geld zur\u00fcckkomme, seien sehr schlecht, habe ihr der UBS-Mitarbeiter gesagt.<\/p><\/div><div class=\"Article_elementAd__7Cafs\"><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Die genauen technischen Hintergr\u00fcnde der Betrugsmasche seien schwer zu bestimmen, sagt der Cyber-Security-Experte Marc Ruef. In diesem Fall gab der QR-Code den Betr\u00fcgern wohl Zugriff auf das E-Banking von M., erkl\u00e4rt er. Wie der Betrug genau funktioniert und was du dagegen tun kannst, steht <a href=\"\/story\/cybercrime-qr-betrug-so-schuetzt-du-dich-gegen-die-e-banking-masche-103293289\">in diesem Artikel.<\/a><\/p><\/div><div class=\"Article_elementCrosshead__b9pyw\"><h2 class=\"crosshead_crosshead__MxhCQ crosshead_siteAreaNews__x10eM crosshead_typeStandard__szEKi\" data-testid=\"Crosshead\">\u00abIch empfinde das als Sicherheitsl\u00fccke\u00bb<\/h2><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Neben der Sorge suchen M. vor allem Schamgef\u00fchle heim. \u00abIch weiss ja, dass ich selber schuld bin.\u00bb M. machte eine <a href=\"\/story\/twint-betrug-yannick-ist-kein-einzelfall-zahlreiche-leser-wurden-abgezockt-103282042\">Anzeige gegen unbekannt<\/a>. Obwohl auf den Kontoausz\u00fcgen von M. die Namen und Adressen der Betr\u00fcger in Frankreich, Italien und der Schweiz standen, konnte auch die Polizei M. nicht helfen.<\/p><\/div><div class=\"Article_elementImage__A6J72\"><figure class=\"sc-d47814d6-4 YeebQ\"><div class=\"Image_imgContainer__a56Mx\" style=\"padding-bottom:59.523809523809526%\"><img src=\"https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C3000&s=fc10150196560f2efc9de12b9fc351bb\" alt=\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.\" title=\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.\" srcSet=\"https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=400&h=400&rect=0%2C0%2C4000%2C3000&s=68e3f8668f229817701425a3ac35f9f2 400w, https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C3000&s=0196828998dce2e506b4291d83da061a 800w, https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1200&h=1200&rect=0%2C0%2C4000%2C3000&s=fc10150196560f2efc9de12b9fc351bb 1200w, https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=1600&h=1600&rect=0%2C0%2C4000%2C3000&s=13418cb7bcc9ba4d15a2fb18d3e08ef6 1600w, https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=2001&h=2000&rect=0%2C0%2C4000%2C3000&s=e2c95f1addb7d1acdeee8e8e4b491451 2001w\" width=\"1200\" height=\"900\"\/><div class=\"Image_fallback__F0rLe\" style=\"background-image:url('https:\/\/image.20min.ch\/2025\/02\/27\/0edb1a72-58b9-43cb-ab10-ad3e67eaa3b4.jpeg?auto=format%2Ccompress%2Cenhance&fit=max&w=800&h=800&rect=0%2C0%2C4000%2C3000&s=0196828998dce2e506b4291d83da061a')\"><\/div><\/div><figcaption class=\"sc-d47814d6-0 gVurjZ\"><span class=\"sc-d47814d6-2 bDLFoO\"><p>Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.<\/p><\/span><span class=\"sc-d47814d6-3 bmEwwn\">privat<\/span><\/figcaption><\/figure><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>\u00abIch bin so w\u00fctend auf mich selbst \u2013 aber auch auf die UBS\u00bb, sagt M. \u00abDass die Betr\u00fcger einen Text verfassen konnten, der als Gutschrift getarnt ist, empfinde ich als Sicherheitsl\u00fccke.\u00bb Seit zwei Monaten h\u00e4lt sich die Familie mit dem verbleibenden Geld auf dem Privatkonto des Vaters und Ehemanns \u00fcber Wasser. Zus\u00e4tzlich h\u00e4tten sie Haushaltsgegenst\u00e4nde verkauft, um Rechnungen zu bezahlen.<\/p><\/div><div class=\"Article_elementCrosshead__b9pyw\"><h2 class=\"crosshead_crosshead__MxhCQ crosshead_siteAreaNews__x10eM crosshead_typeStandard__szEKi\" data-testid=\"Crosshead\">UBS \u00e4ussert sich nicht zum Fall<\/h2><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Zu konkreten F\u00e4llen \u00e4ussere sich die UBS nicht, heisst es auf Anfrage. Die UBS selbst empfiehlt ihren Kunden generell, bei SMS oder Telefonanrufen vorsichtig zu sein sowie keine unbekannten QR-Codes zu scannen.<\/p><\/div><div class=\"Article_elementPoll__0I_DP\"><div class=\"sc-c7badfe-0 ldhbtc\"><div class=\"sc-c7badfe-1 sc-c7badfe-2 jyrFy drGMUq\"><p>Wie bezahlst du am liebsten im Alltag?<\/p><\/div><div class=\"sc-c7badfe-1 sc-c7badfe-3 jyrFy gwdeAf\"><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Mit Bargeld.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Mit der EC- oder Kreditkarte.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Via Handy mit QR-Codes.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Es kommt darauf an, wo ich bin.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><label><input name=\"103290455\" type=\"radio\" class=\"sc-c7badfe-4 jQczuo\"\/><span class=\"sc-c7badfe-9 bwIsay\"><span>Ich will nur die Antworten sehen.<\/span><span class=\"sc-c7badfe-7 cqemkj\"><\/span><\/span><\/label><\/div><div class=\"sc-c7badfe-1 sc-c7badfe-5 jyrFy GTpCD\"><\/div><\/div><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p>Dass die Sparkonten ihrer Kinder davon betroffen sind, belaste M. am meisten. \u00abSie haben gar keine Schuld. Das Geld der Kinder wollen mein Mann und ich als erstes zur\u00fcckzahlen.\u00bb Zudem wolle sie m\u00f6glichst viele warnen, sodass diese Masche weit bekannt wird. Sie selbst sei nun besonders vorsichtig \u2013 QR-Codes traue sie momentan nicht mehr.<\/p><\/div><div class=\"Article_elementAd__7Cafs\"><\/div><div class=\"Article_elementTextblockarray__WNyan\"><p><strong><\/strong>* Name der Redaktion bekannt<\/p><\/div><div class=\"Article_element__Tq_1s\"><div type=\"typeInfoboxSummary\" class=\"sc-92253cc8-0 kGbdVO undefined Default\" data-testid=\"InfoBox\"><div class=\"sc-92253cc8-1 sc-92253cc8-2 bGBSLI duFusH\"><h3><strong>Bist du oder ist jemand, den du kennst, von Cybercrime betroffen? <\/strong><\/h3><div class=\"sc-92253cc8-3 hknAoe\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#boomerang\"><\/use><\/svg><\/div><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p>Hier findest du Hilfe:<\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><em>Meldestellen:<\/em><\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><a href=\"https:\/\/polizei.ch\/\" rel=\"noopener, noreferrer\">Polizei<\/a> nach Kanton<\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><a href=\"https:\/\/www.report.ncsc.admin.ch\/de\/\" rel=\"noopener, noreferrer\">Bundesamt f\u00fcr Cybersicherheit (BACS)<\/a><\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><em>Aufkl\u00e4rung:<\/em><\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><a href=\"https:\/\/www.cybercrimepolice.ch\/\" rel=\"noopener, noreferrer\">Cybercrimepolice.ch<\/a><\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p><a href=\"https:\/\/www.skppsc.ch\/de\/themen\/internet\/\" rel=\"noopener, noreferrer\">Schweizerische Kriminalpr\u00e4vention<\/a><div><\/div><\/p><\/div><\/div><\/div><div class=\"Article_element__Tq_1s\"><div type=\"typeInfoboxSummary\" class=\"sc-92253cc8-0 kGbdVO undefined Default\" data-testid=\"InfoBox\"><div class=\"sc-92253cc8-1 sc-92253cc8-2 bGBSLI duFusH\"><h3>Folgst du schon 20 Minuten auf Whatsapp?<\/h3><div class=\"sc-92253cc8-3 hknAoe\"><svg width=\"1em\" height=\"1em\" class=\"sc-b8528708-0 fFsCws\"><use href=\"\/_next\/static\/media\/sprite.d5961885.svg#boomerang\"><\/use><\/svg><\/div><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementTextblockarray\"><p>Eine News\u00fcbersicht am Morgen und zum Feierabend, \u00fcberraschende Storys und Breaking News: Abonniere den Whatsapp-Kanal von 20 Minuten und du\u00a0bekommst regelm\u00e4ssige Updates mit unseren besten Storys direkt auf dein Handy.<\/p><\/div><div class=\"sc-92253cc8-1 sc-92253cc8-4 bGBSLI lcCaqX elementEmbed\"><figure class=\"sc-d47814d6-4 YeebQ\"><figcaption class=\"sc-d47814d6-0 gVurjZ\"><\/figcaption><\/figure><\/div><\/div><\/div><\/section><div 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Franken weg\",\"title\":\"Selbst Konten der Kinder gepl\u00fcndert: Betr\u00fcger zocken Familie ab\",\"lead\":\"Mittels QR-Code verschafften sich Betr\u00fcger Zugang zu vier Konten von M.S.* Innerhalb k\u00fcrzester Zeit ergaunerten die Betr\u00fcger 22\u2019000 Franken. 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Daraufhin kontaktierte sie die UBS.\"}]},{\"type\":\"image\",\"image\":{\"id\":\"lnxyZvMbI0uS\",\"caption\":{\"text\":\"Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. (Symbolbild)\",\"elements\":[{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Der Mitarbeiter der UBS erkannte sofort, dass die Betr\u00fcger sich Zugang zu den Konten von M. verschafft haben. 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Mitarbeiter erkannte den Betrug sofort: \u00abRund 22\u2019000 Franken wurden abgehoben.\u00bb Betroffen sind das Privatkonto und das Haushaltskonto von M. sowie die zwei Jugendsparkonten ihrer T\u00f6chter. Die Betr\u00fcger hoben auf allen vier Konten zuerst 37.50 Franken und dann mehrmals rund 4000 Franken ab, offenbarte man der 36-J\u00e4hrigen. Das Geld sei gleich ins Ausland \u00fcberwiesen worden. Die Chancen, dass das Geld zur\u00fcckkomme, seien sehr schlecht, habe ihr der UBS-Mitarbeiter gesagt.\"}]},{\"type\":\"ad\",\"availableFor\":{\"desktop\":true,\"app\":true}},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Die genauen technischen Hintergr\u00fcnde der Betrugsmasche seien schwer zu bestimmen, sagt der Cyber-Security-Experte Marc Ruef. In diesem Fall gab der QR-Code den Betr\u00fcgern wohl Zugriff auf das E-Banking von M., erkl\u00e4rt er. Wie der Betrug genau funktioniert und was du dagegen tun kannst, steht \"},{\"type\":\"internalLink\",\"htmlText\":\"in diesem Artikel.\",\"metadataID\":103293289,\"url\":\"\/story\/cybercrime-qr-betrug-so-schuetzt-du-dich-gegen-die-e-banking-masche-103293289\",\"tenantUrls\":{\"6\":\"\/story\/cybercrime-qr-betrug-so-schuetzt-du-dich-gegen-die-e-banking-masche-103293289\"}}]},{\"type\":\"crosshead\",\"htmlText\":\"\u00abIch empfinde das als Sicherheitsl\u00fccke\u00bb\",\"style\":{}},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Neben der Sorge suchen M. vor allem Schamgef\u00fchle heim. \u00abIch weiss ja, dass ich selber schuld bin.\u00bb M. machte eine \"},{\"type\":\"internalLink\",\"htmlText\":\"Anzeige gegen unbekannt\",\"metadataID\":103282042,\"url\":\"\/story\/twint-betrug-yannick-ist-kein-einzelfall-zahlreiche-leser-wurden-abgezockt-103282042\",\"tenantUrls\":{\"6\":\"\/story\/twint-betrug-yannick-ist-kein-einzelfall-zahlreiche-leser-wurden-abgezockt-103282042\"}},{\"type\":\"htmlTextItem\",\"htmlText\":\". Obwohl auf den Kontoausz\u00fcgen von M. die Namen und Adressen der Betr\u00fcger in Frankreich, Italien und der Schweiz standen, konnte auch die Polizei M. nicht helfen.\"}]},{\"type\":\"image\",\"image\":{\"id\":\"TGBmmc-lct4R\",\"caption\":{\"text\":\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht weiterhelfen.\",\"elements\":[{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Trotz Namen und Adressen der Betr\u00fcger auf den Kontenausz\u00fcgen von M. kann die Polizei nicht 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bin so w\u00fctend auf mich selbst \u2013 aber auch auf die UBS\u00bb, sagt M. \u00abDass die Betr\u00fcger einen Text verfassen konnten, der als Gutschrift getarnt ist, empfinde ich als Sicherheitsl\u00fccke.\u00bb Seit zwei Monaten h\u00e4lt sich die Familie mit dem verbleibenden Geld auf dem Privatkonto des Vaters und Ehemanns \u00fcber Wasser. Zus\u00e4tzlich h\u00e4tten sie Haushaltsgegenst\u00e4nde verkauft, um Rechnungen zu bezahlen.\"}]},{\"type\":\"crosshead\",\"htmlText\":\"UBS \u00e4ussert sich nicht zum Fall\",\"style\":{}},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Zu konkreten F\u00e4llen \u00e4ussere sich die UBS nicht, heisst es auf Anfrage. Die UBS selbst empfiehlt ihren Kunden generell, bei SMS oder Telefonanrufen vorsichtig zu sein sowie keine unbekannten QR-Codes zu scannen.\"}]},{\"type\":\"poll\",\"question\":{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Wie bezahlst du am liebsten im Alltag?\"}]}},\"answers\":[{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il1e1jk912\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Mit Bargeld.\"}]}},{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il1e1jk913\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Mit der EC- oder Kreditkarte.\"}]}},{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il3as7be0\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Via Handy mit QR-Codes.\"}]}},{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il3avad60\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Es kommt darauf an, wo ich bin.\"}]}},{\"type\":\"pollItem\",\"id\":\"doc-1il1e1jk911.doc-1il3b0b1v0\",\"text\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Ich will nur die Antworten sehen.\"}]}}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Dass die Sparkonten ihrer Kinder davon betroffen sind, belaste M. am meisten. \u00abSie haben gar keine Schuld. Das Geld der Kinder wollen mein Mann und ich als erstes zur\u00fcckzahlen.\u00bb Zudem wolle sie m\u00f6glichst viele warnen, sodass diese Masche weit bekannt wird. Sie selbst sei nun besonders vorsichtig \u2013 QR-Codes traue sie momentan nicht mehr.\"}]},{\"type\":\"ad\",\"availableFor\":{\"desktop\":true,\"app\":true}},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cstrong\\u003e\\u003c\/strong\\u003e\"},{\"type\":\"htmlTextItem\",\"htmlText\":\"* Name der Redaktion bekannt\"}]},{\"type\":\"infobox\",\"collapsed\":false,\"infoboxContent\":[{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Hier findest du Hilfe:\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cem\\u003eMeldestellen:\\u003c\/em\\u003e\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003ca href=\\\"https:\/\/polizei.ch\/\\\" rel=\\\"noopener, noreferrer\\\"\\u003ePolizei\\u003c\/a\\u003e\"},{\"type\":\"htmlTextItem\",\"htmlText\":\" nach Kanton\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003ca href=\\\"https:\/\/www.report.ncsc.admin.ch\/de\/\\\" rel=\\\"noopener, noreferrer\\\"\\u003eBundesamt f\u00fcr Cybersicherheit (BACS)\\u003c\/a\\u003e\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cem\\u003eAufkl\u00e4rung:\\u003c\/em\\u003e\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003ca href=\\\"https:\/\/www.cybercrimepolice.ch\/\\\" rel=\\\"noopener, noreferrer\\\"\\u003eCybercrimepolice.ch\\u003c\/a\\u003e\"}]},{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003ca href=\\\"https:\/\/www.skppsc.ch\/de\/themen\/internet\/\\\" rel=\\\"noopener, noreferrer\\\"\\u003eSchweizerische Kriminalpr\u00e4vention\\u003c\/a\\u003e\"},{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cdiv\\u003e\\u003c\/div\\u003e\"}]}],\"title\":{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"\\u003cstrong\\u003eBist du oder ist jemand, den du kennst, von Cybercrime betroffen? \\u003c\/strong\\u003e\"}]}},{\"type\":\"infobox\",\"collapsed\":false,\"infoboxContent\":[{\"type\":\"textBlockArray\",\"items\":[{\"type\":\"htmlTextItem\",\"htmlText\":\"Eine News\u00fcbersicht am Morgen und zum Feierabend, \u00fcberraschende Storys und Breaking News: Abonniere den Whatsapp-Kanal von 20 Minuten und du\u00a0bekommst regelm\u00e4ssige Updates mit unseren besten Storys direkt auf dein Handy.\"}]},{\"type\":\"embed\",\"url\":\"\",\"provider\":\"default\",\"embedCode\":\"\\u003cdiv class=\\\"EmbedContainer_default__3AKtV\\\" data-testid=\\\"EmbedContainer\\\"\\u003e\\n\\u003cstyle\\u003e\\n #cta-win-1657087299449 {\\n background-color: #2659FF;\\n border-radius: 4px;\\n 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